409 Locust, Merkel, TX 79536 Property Records

Taylor County property record for 409 Locust, Merkel, TX 79536 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,112 sqft · built 1938
Lot Size	0.158 acres (6,860 sqft)
Owner	Company Name on File
Tax Bill	$1,101 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S1700001300`

Property Details

APN / Parcel Number

Primary APN	`S1700001300`
Alternative APN	`29931`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,112 sqft Living Area
1st Floor Area	1,112 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,860 sqft (0.158 acres)
Lot Dimensions	140 ft deep x 49 ft wide
Porch	Open Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	409 LOCUST
City	MERKEL
State	TX
Zip	79536-5109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHEPPARD 1ST OF MERKEL, BLOCK B, LOT N10 LT 8 & S39 LT 9
Legal Subdivision	SHEPPARD 1ST OF MERKEL
Legal Block	B
Legal Lot Number	8
Jurisdiction	TAYLOR TX
Township / Civil Division	MERKEL
Census Block Group	2
Census Block	2049
Census Tract	13601

Owner

Source: Taylor County records · APN S1700001300

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	317 S 8TH, MERKEL, TX 79536-6639
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR TX
Property Address	409 LOCUST, MERKEL, TX 79536-5109
Document Number	0000007677
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	317 S 8TH MERKEL TX 795366639, MERKEL, TX 79536-6639

Mortgage

Document Number	0000007677
Date	May 15, 2017
Instrument	7677

Lender

Name	PROSPERITY BK
Type	Bank
Address	ABILENE, TX 79601

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 14, 2032

Tax Assessment & Valuation

Source: Taylor County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Taylor County
Municipality	Merkel Town
Unified School District	Merkel Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,138 (-12.42%) Land $1,372 Building $47,766	$49,138 (-12.42%) Land $1,372 Building $47,766
2025	$1,101.00 (+16.88%)	$56,107 (+11.23%) Land $1,372 Building $54,735	$56,107 (+11.23%) Land $1,372 Building $54,735
2024		$50,443 (+5.39%) Land $1,372 Building $49,071	$50,443 (+5.39%) Land $1,372 Building $49,071
2023	$942.00 (-5.04%)	$47,865 Land $1,372 Building $46,493	$47,865 Land $1,372 Building $46,493
2022	$992.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Taylor County (48441C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484410136012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.