409 Locust Dr, Baltimore (Catonsville), MD 21228 Property Records

Baltimore County property record for 409 Locust Dr, Baltimore, MD 21228

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,108 sqft · built 1947
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$120,750 (Feb 1996)
Tax Bill$3,122 (2023)
Deeds & MortgagesOct 2021 Mortgage
APN01-0108000550

Property Details

APN / Parcel Number

Primary APN01-0108000550
Alternative APNs
  • 10108000550
  • 0108000550

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,108 sqft Total Area
1st Floor Area1,054 sqft
Basement Area750 sqft
Finished Basement750 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide

Exterior Amenities

PorchPorch
Porch Area180 sqft
Deck Area200 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number0108000550
Old Parcel Number10108000550
Street Address409 LOCUST DR
CityBALTIMORE
StateMD
Zip21228-5133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 57,58 409 LOCUST DR FOREST SPRING PARK
Legal SubdivisionFOREST SPRING PARK
Legal Lot Number57,58 58
JurisdictionBALTIMORE MD
Township / Civil Division1
Census Block Group3
Census Block3007
Census Tract400400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Catonsville and Summit Park Historic District
listed 2006 · 553 contributing resources · NRIS 06001186

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

409 Locust Dr is owned and occupied by an individual who bought it in February 1996.

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address409 LOCUST DR, BALTIMORE, MD 21228-5133
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 1996 · Amount on File
Deed SaleFeb 7, 1996 · Amount on File
Deed Document Number088950
Deed Book / Page11421 / 00023
Record UpdatedJun 7, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address409 LOCUST DR, BALTIMORE, MD 21228-5133
Transaction TypeMortgage
Record UpdatedOct 26, 2021
Title CompanyGPN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 LOCUST DR, CATONSVILLE, MD 21228-5133

Mortgage

Document Number0456040068
DateOct 12, 2021
Book Page45604/68
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term179 Months
DueSep 1, 2036

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,122.00 Homeowner's exemption$407,700$412,700 Land $121,500 Building $291,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 409 Locust Dr; there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Locust Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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