Hancock County property record for 409 Lizana Ln, Waveland, MS 39576
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 3,051 sqft · built 1993 |
| Lot Size | 0.703 acres (30,665 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,203 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 161C-0-02-108.000 |
| Primary APN | 161C-0-02-108.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Building Area | 3,051 sqft Adjusted Area |
| 1st Floor Area | 2,426 sqft |
| Basement Area | 2,426 sqft |
| Unfinished Basement | 2,426 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 30,665 sqft (0.703 acres) |
| Patio Area | 81 sqft |
| Utility Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 409 LIZANA LN |
|---|---|
| City | WAVELAND |
| State | MS |
| Zip | 39576-3200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT 12 4TH WARD WAVELAND |
| Legal Range | 14W |
| Legal Township | 09S |
| Legal Section | 02 |
| Legal Subdivision | WAVELAND |
| Jurisdiction | HANCOCK MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 30203 |
409 Lizana Ln is owned and occupied by an individual who acquired it in October 2016.
Source: Hancock County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 LIZANA LN, WAVELAND, MS 39576-3200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2016 |
| Deed Sale | Oct 5, 2016 |
| Deed Book / Page | 2016 / 12385 |
| Prior Transfer Date | Dec 9, 2015 |
| Prior Transfer Doc | 2015/13573 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 409 Lizana Ln was $2,203.
Source: Hancock County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Hancock County |
| Municipality | Waveland City |
| Unified School District | Bay St. Louis-Waveland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,203.00 | $17,512 Land $1,695 Building $15,817 | $175,124 Land $16,950 Building $158,174 |
| 2023 | $2,089.00 | $16,609 Land $1,695 Building $14,914 | $166,093 Land $16,950 Building $149,143 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Lizana Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 18.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 304 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 304 in force |
| Nearby Flood Claims | 7 (2005–2021) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Lizana Ln is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAY ST LOUIS serves 9,284 people · EPA ID MS0230001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 9 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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