409 Little Ave, Clever, MO 65631 Property Records

Christian County property record for 409 Little Ave, Clever, MO 65631

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,474 sqft · built 2020
Lot Size	0.234 acres (10,193 sqft)
Owner	2 Individual Names on File
Last Sale	$169,100 (Dec 2020)
Tax Bill	$2,019 (2024)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9-0.4-20-2-4-30`

Property Details

APN / Parcel Number

Primary APN	`9-0.4-20-2-4-30`
Alternative APN	`09-0.4-20-002-004-030.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,474 sqft Living Area
1st Floor Area	1,474 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	10,193 sqft (0.234 acres)

Location & Zoning

Street Address	409 LITTLE AVE
City	CLEVER
State	MO
Zip	65631-6893
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 77 WESTVIEW FIELDS PH 3
Legal Subdivision	WESTVIEW FIELDS PH 3
Legal Phase	3
Legal Lot Number	77
Jurisdiction	CHRISTIAN MO
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2015
Census Tract	20102

Owner

409 Little Ave is owned and occupied by two individuals who bought it in December 2020.

Source: Christian County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 LITTLE AVE, CLEVER, MO 65631-6893
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 11, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2020 · Amount on File
Deed Sale	Dec 11, 2020 · Amount on File
Prior Sale	Jun 5, 2020 · Amount on File
Deed Document Number	202021298
Deed Book / Page	2020 / 21102
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	409 LITTLE AVE, CLEVER, MO 65631-6893
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 LITTLE AVE, CLEVER, MO 65631-6893

Mortgage

Document Number	0202307591
Date	Jul 17, 2023
Book Page	2023/7591
Instrument	2023L07697

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Term	330 Months
Due	Jan 1, 2051

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Dec 11, 2020
Property Address	409 LITTLE AVE, CLEVER, MO 65631-6893
Document Number	0202021102
Book / Page	2020 / 21102
Instrument Date	Dec 1, 2020
Instrument	2020L21298
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 17, 2022
Title Company	GREAT AMER TTL ALL BRANCHES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 LITTLE AVE, CLEVER, MO 65631-6893

Mortgage

Document Number	2020L21299
Date	Dec 11, 2020
Instrument	2020L21299

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Mortgage

Document Number	0202021104
Date	Dec 11, 2020
Book Page	2020/21104
Instrument	2020L21300

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Clever City
Unified School District	Clever R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,830	$183,300 Land $25,000 Building $158,300
2024	$2,019.00
2023		$32,680	$172,000 Land $25,000 Building $147,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Little Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Little Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVER PWS serves 2,139 people · EPA ID MO5010175
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Total HighSpeed Internet Solutions.

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