409 Lilac Ln, Saint Clair, MO 63077 Property Records

Franklin County property record for 409 Lilac Ln, Saint Clair, MO 63077 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,530 sqft · built 1991
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on File
Last Sale	$2,900 (Jul 1989)
Tax Bill	$1,974 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-1-02.0-1-002-086.000`

Property Details

APN / Parcel Number

Primary APN	`29-1-02.0-1-002-086.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,530 sqft Living Area

Exterior

Year Built	Built 1991
Architectural Style	Other
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	409 LILAC LN
City	SAINT CLAIR
State	MO
Zip	63077-2028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1 BLOCK Q LAKE ST CLAIR QRSUX
Legal Range	01W
Legal Township	41
Legal Section	02
Legal Quarter	NE
Legal Subdivision	LAKE ST CLAIR
Legal Block	Q
Legal Lot Number	1
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2046
Census Tract	800901

Owner

Source: Franklin County records · APN 29-1-02.0-1-002-086.000

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	409 LILAC LN, SAINT CLAIR, MO 63077-2028
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 1989 · Amount on Record
Deed Sale	Jul 28, 1989 · Amount on Record
Deed Document Number	568-00599
Record Updated	Jun 08, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	409 LILAC LN, SAINT CLAIR, MO 63077-2028
Document Number	0000014452
Instrument Date	Oct 05, 2018
Transaction Type	Mortgage
Record Updated	Nov 01, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	409 LILAC LN ST CLAIR MO 630772028, ST CLAIR, MO 63077-2028

Mortgage

Document Number	0000014452
Date	Oct 17, 2018
Instrument	14452

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,974.00 (+27.93%)	$31,204 (+18.09%)	$164,230 (+18.09%) Land $18,900 Building $145,330
2023	$1,543.00 (-3.44%)	$26,423	$139,070 Land $18,900 Building $120,170
2022	$1,598.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 22% of Missouri
Wildfire Likelihood	About 1 in 4,762 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.