Clay County property record for 409 Liberty Rd, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,169 sqft · built 1930 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,516 (2025) |
| Deeds & Mortgages | Oct 2020 Sale May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-618-00-04-008.00 |
| Primary APN | 05-618-00-04-008.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,169 sqft Living Area |
| Gross Area | 2,238 sqft |
| 1st Floor Area | 861 sqft |
| Basement Area | 861 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 126 ft deep x 118 ft wide |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Wood Porch |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Gravity Furnace |
| Street Address | 409 LIBERTY RD |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HORNECKERS ADDITION RESURVEY LTS 5, 6 & W1/2 VAC ALLEY BLK 2 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 23 |
| Legal Subdivision | HORNECKERS ADDITION RESURVEY |
| Legal Block | 2 |
| Legal Lot Number | 5,6 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 22000 |
409 Liberty Rd is owned and occupied by an individual who acquired it in October 2020.
Source: Clay County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 LIBERTY RD, SMITHVILLE, MO 64089-8911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2020 | Warranty Deed, Transfer |
| May 20, 2020 | Quit Claim Deed, Transfer CENTRAL BK/THE MIDWEST |
| Dec 16, 2019 | Loan Modification, Mortgage PLATTE VLY BK/MO |
| Mar 13, 2019 | Warranty Deed, Transfer · Line of Credit PLATTE VLY BK/MO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2020 |
| Deed Sale | Oct 21, 2020 |
| Prior Sale | May 20, 2020 · Amount on File |
| Deed Document Number | 202039736 |
| Deed Book / Page | 8840 / 120 |
| Prior Transfer Date | Jan 5, 2006 |
| Prior Transfer Doc | 0000000761 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Oct 21, 2020 |
| Property Address | 409 LIBERTY RD, SMITHVILLE, MO 64089-8911 |
| Document Number | 0000039736 |
| Book / Page | 8840 / 120 |
| Instrument Date | Oct 21, 2020 |
| Instrument | 2020039736 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 LIBERTY RD, SMITHVILLE, MO 64089-8911 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | May 20, 2020 |
| Property Address | 409 LIBERTY RD, SMITHVILLE, MO 64089-8911 |
| Document Number | 0000015986 |
| Book / Page | 008682 / 000102 |
| Instrument Date | May 8, 2020 |
| Instrument | 15986 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 LIBERTY RD SMITHVILLE MO 640898911, SMITHVILLE, MO 64089-8911 |
| Document Number | 15987 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 008682/000103 |
| Instrument | 15987 |
| Name | CENTRAL BK/THE MIDWEST |
|---|---|
| Address | LEES SUMMIT, MO 64063-7400 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 19, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 409 LIBERTY RD, SMITHVILLE, MO 64089-8911 |
| Document Number | 0000000170 |
| Instrument Date | Dec 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 409 LIBERTY RD SMITHVILLE MO 640898911, SMITHVILLE, MO 64089-8911 |
| Document Number | 0000000170 |
|---|---|
| Date | Jan 3, 2020 |
| Book Page | 008580/000014 |
| Instrument | 170 |
| Name | PLATTE VLY BK/MO |
|---|---|
| Type | Bank |
| Address | PLATTE CITY, MO 64079 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Mar 13, 2019 |
| Property Address | 409 LIBERTY RD, SMITHVILLE, MO 64089-8911 |
| Document Number | 0000005850 |
| Book / Page | 008376 / 000039 |
| Instrument Date | Mar 13, 2019 |
| Instrument | 5850 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2020 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 1571 PLATTE CITY MO 640791571, PLATTE CITY, MO 64079-1571 |
| Document Number | 5851 |
|---|---|
| Date | Mar 13, 2019 |
| Book Page | 008376/000040 |
| Instrument | 5851 |
| Name | PLATTE VLY BK/MO |
|---|---|
| Type | Bank |
| Address | PLATTE CITY, MO 64079 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 12, 2020 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 409 Liberty Rd was $2,516.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,516.00 | $35,360 | $186,105 |
| 2023 | $2,195.00 | $31,790 | $167,315 |
| 2019 | $1,130.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Liberty Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Aug 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Liberty Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHVILLE PWS serves 10,885 people · EPA ID MO1010748 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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