409 Libby St, Pinconning, MI 48650 Property Records

Bay County property record for 409 Libby St, Pinconning, MI 48650 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,362 sqft
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Dec 2021)
Tax Bill	$1,864 (2026)
Deeds & Mortgages	Dec 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`180-C05-013-012-00`

Property Details

APN / Parcel Number

Primary APN	`180-C05-013-012-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,362 sqft Living Area
1st Floor Area	1,362 sqft

Exterior

Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	409 LIBBY ST
City	PINCONNING
State	MI
Zip	48650-8463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK 13 H. M. CLIFFS ADD., L2/P59 BCR
Legal Subdivision	H M CLIFFS ADD
Legal Block	13
Legal Lot Number	12
Jurisdiction	BAY MI
Township / Civil Division	PINCONNING
Census Block Group	1
Census Block	1045
Census Tract	286300

Owner

Source: Bay County records · APN 180-C05-013-012-00

Assessment roll updated May 18, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	854 N MORRISON RD, WEST BRANCH, MI 48661-9517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Prior Sale	Jun 30, 1998 · Amount on Record
Deed Document Number	202120792
Record Updated	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Dec 16, 2021
Property Address	409 LIBBY ST, PINCONNING, MI 48650-8463
Document Number	0000020792
Map Reference	LB 2 PG 59
Instrument Date	Dec 15, 2021
Instrument	202120792
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 LIBBY STSL, 409, PINCONNING, MI 48650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 N MORRISON RD, WEST BRANCH, MI 48661-9517

Mortgage

Document Number	0000020793
Date	Dec 16, 2021
Instrument	202120793

Lender

Name	DOW CHEMICAL EMPLOYEES CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
Municipality	Pinconning City
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,864.00 (+8.75%) Homeowner's exemption	$44,400 (+42.77%)	$88,800 (+42.77%)
2023		$31,100	$62,200
2022	$1,714.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.