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409 Lewis St, Toccoa, GA 30577 Property Records

Stephens County property record for 409 Lewis St, Toccoa, GA 30577

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,722 sqft · built 1950
Lot Size2.3 acres (100,188 sqft)
Owner2 Individual Names on Record
Last Sale$108,000 (Mar 2020)
Tax Bill$2,344 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNT38 054

Property Details

APN / Parcel Number

Primary APNT38 054
Alternative APN
  • 735000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,722 sqft Heated Area
Attic Area1,230 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area100,188 sqft (2.3 acres)
TerrainGentle Slope
Garage Area320 sqft

Exterior Amenities

PorchPorch
Porch Area231 sqft
Deck Area260 sqft
Patio Area260 sqft
Utility Building224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number735000
Street Address409 LEWIS ST
CityTOCCOA
StateGA
Zip30577-6178
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-IA
Legal DescriptionLOTS A & B OAKWOOD ACRES S/D
Legal SubdivisionOAKWOOD ACRES
Legal Lot NumberA,B
JurisdictionSTEPHENS GA
Township / Civil DivisionTOCCOA
Census Block Group1
Census Block1022
Census Tract970302

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address409 LEWIS ST, TOCCOA, GA 30577-6178
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2020 · Amount on Record
Deed SaleMar 17, 2020 · Amount on Record
Deed Document Number0001205156
Deed Book / Page1205 / 156
Last Transfer DateMar 18, 2020
Transfer Doc0012050156
Record UpdatedJun 8, 2026

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTEPHENS GA
Recording DateMar 18, 2020
Property Address409 LEWIS ST, TOCCOA, GA 30577-6178
Document Number0012050156
Book / Page001205 / 000156
Instrument DateMar 17, 2020
Transaction TypeTransfer
Record UpdatedApr 27, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$108.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 LEWIS ST TOCCOA GA 305776178, TOCCOA, GA 30577-6178

Mortgage

Document Number12050158
DateMar 18, 2020
Book Page001205/000158
Lender
NameSOUTH ST BK
TypeBank
AddressNORTH CHARLESTON, SC 29406
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 17, 2050

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
MunicipalityToccoa City
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,344.00 (+50.06%)$67,205 (+52.12%) Land $7,754 Building $59,451$168,014 (+52.11%) Land $19,386 Building $148,628
2023$1,562.00 (+7.35%)$44,180 (+7.35%) Land $7,754 Building $36,426$110,452 (+7.35%) Land $19,386 Building $91,066
2022$1,455.00$41,156 Land $7,754 Building $33,402$102,891 Land $19,386 Building $83,505

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2009–2020)
Claims Outside the SFHA1 of 3
Most Recent ClaimMay 2020 · other causes
Claims by Event
  • Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOCCOA
serves 28,711 people · EPA ID GA2570001
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Haloacetic acids
resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Cable · Fiber in parts of the area		500 / 50
Starlink
Satellite		280 / 30

May also be available: T-Mobile, Windstream.

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