Madison County property record for 409 Letcher Ave, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 744 sqft |
| Owner | Individual Name on Record |
| Last Sale | $144,000 (Jan 2023) |
| Tax Bill | $1,357 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R005-0011-0006 |
| Primary APN | R005-0011-0006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 744 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 60411 |
|---|---|
| Street Address | 409 LETCHER AVE |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROSEDALE PARK LOT PT 24 & 25 BLK A |
| Legal Subdivision | ROSEDALE PARK |
| Legal Block | A |
| Legal Lot Number | 24,25 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10602 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 LETCHER AVE, RICHMOND, KY 40475-1017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2023 | Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC |
| Sep 24, 2018 | Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2023 · Amount on Record |
| Deed Sale | Jan 13, 2023 · Amount on Record |
| Prior Sale | Sep 24, 2018 · Amount on Record |
| Deed Document Number | 2014128119 |
| Deed Book / Page | D833 / 763 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 13, 2023 |
| Property Address | 409 LETCHER AVE, RICHMOND, KY 40475-1017 |
| Document Number | 00D833/763 |
| Book / Page | D833 / 763 |
| Map Reference | MB 1 PG 10 |
| Instrument Date | Jan 4, 2022 |
| Instrument | 2014128119 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Title Company | LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSINGS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $144.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 32 THRASHER CT, RUSSELL SPRINGS, KY 42642-4161 |
| Name | Verified Name |
|---|---|
| Address | 409 LETCHER AVE, RICHMOND, KY 40475-1017 |
| Document Number | 2014128120 |
|---|---|
| Date | Jan 13, 2023 |
| Instrument | 2014128120 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 24, 2018 |
| Property Address | 409 LETCHER AVE, RICHMOND, KY 40475-1017 |
| Document Number | D00764/696 |
| Book / Page | D00764 / 696 |
| Map Reference | MB1 PG10 |
| Instrument Date | Aug 27, 2018 |
| Instrument | 2013982285 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3029 SILVER CHARM CT, RICHMOND, KY 40475-8268 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 409 LETCHER AVE, RICHMOND, KY 40475-1017 |
| Investor | Possibly a Property Investor |
| Document Number | 2013982286 |
|---|---|
| Date | Sep 24, 2018 |
| Instrument | 2013982286 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,357.00 (+86.66%) Additional exemption filed | $144,000 (+92%) | $144,000 (+92%) |
| 2023 | $727.00 (-0.27%) | $75,000 (-) | $75,000 (-) |
| 2022 | $729.00 | $75,000 | $75,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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