Kern County property record for 409 Ledgestone St, Bakersfield, CA 93307
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (May 2025) |
| Tax Bill | $2,886 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage May 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 143-383-21-00-5 |
| Primary APN | 143-383-21-00-5 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,841 sqft (0.18 acres) |
|---|
| Account Number | 143383214 |
|---|---|
| Street Address | 409 LEDGESTONE ST |
| City | BAKERSFIELD |
| State | CA |
| Zip | 93307-2820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 6293 , BLOCK , LOT 60 |
| Legal Subdivision | 67M25-29 |
| Legal Tract | 6293 |
| Legal Lot Number | 60 |
| Jurisdiction | KERN CA |
| Township / Civil Division | BAKERSFIELD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 2305 |
Source: Kern County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 LEDGESTONE ST, BAKERSFIELD, CA 93307-2820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 16, 2026 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| May 9, 2025 | Grant Deed, Subdivision Related Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2025 · Amount on Record |
| Deed Sale | May 9, 2025 · Amount on Record |
| Deed Document Number | 202552585 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Jun 16, 2026 |
| Property Address | 409 LEDGESTONE ST, BAKERSFIELD, CA 93307-2820 |
| Document Number | 0000068607 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202668607 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 409 LEDGESTONE ST, BAKERSFIELD, CA 93307-2820 |
| Document Number | 0000068607, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 202668607 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | May 9, 2025 |
| Property Address | 409 LEDGESTONE ST, BAKERSFIELD, CA 93307-2820 |
| Document Number | 0000052585 |
| Map Reference | MB 67 PG 28 |
| Instrument Date | May 2, 2025 |
| Instrument | 225052585 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 409 LEDGESTONE ST, BAKERSFIELD, CA 93307-2820 |
| Document Number | 0000052586 |
|---|---|
| Date | May 9, 2025 |
| Instrument | 225052586 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
Source: Kern County assessment roll, as of July 21, 2025
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Elementary School District | Fairfax Elementary School District (KG - 08) |
| Secondary School District | Kern High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,886.00 | $159,919 Land $12,519 Building $147,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Applied Technology Group Fixed Wireless | 500 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Verizon.
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