409 Laurel Fork Dr, Fort Mill, SC 29715 Property Records

York County property record for 409 Laurel Fork Dr, Fort Mill, SC 29715

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,008 sqft · built 2008
Lot Size0.139 acres (6,049 sqft)
Owner2 Individual Names on File
Last Sale$223,000 (Nov 2017)
Tax Bill$2,698 (2025)
Deeds & MortgagesOct 2019 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN020-01-14-261

Property Details

APN / Parcel Number

Primary APN020-01-14-261

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,008 sqft Living Area
Gross Area2,602 sqft
1st Floor Area898 sqft
2nd Floor Area1,110 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialBrick
Construction TypeBrick
Lot Area6,049 sqft (0.139 acres)
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area134 sqft
Patio Area100 sqft

Location & Zoning

Street Address409 LAUREL FORK DR
CityFORT MILL
StateSC
Zip29715-6562
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT# 40 JONES BRANCH EST PH 2
Legal SubdivisionJONES BRANCH
Legal Lot Number40
JurisdictionYORK SC
Township / Civil DivisionFORT MILL
Census Block Group3
Census Block3021
Census Tract61004

Owner

409 Laurel Fork Dr is owned and occupied by two individuals who bought it in November 2017.

Source: York County records, as of May 5, 2026

Owner of Record2 Individual Names on File
Mailing Address409 LAUREL FORK DR, FORT MILL, SC 29715-6562
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2019Deed of Trust, Mortgage · Conventional with PMI
PENNYMAC
Nov 29, 2017Deed, Transfer · FHA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2017 · Amount on File
Deed SaleNov 29, 2017 · Amount on File
Prior SaleNov 4, 2008 · Amount on File
Deed Document Number201751150
Deed Book / Page16714 / 64
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Property Address409 LAUREL FORK DR, FORT MILL, SC 29715-6562
Document Number1785400081
Instrument DateOct 15, 2019
Transaction TypeMortgage
Record UpdatedNov 12, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address409 LAUREL FORK DR FORT MILL SC 297156562, FORT MILL, SC 29715-6562

Mortgage

Document Number1785400081
DateOct 22, 2019
Book Page017854/000081
Instrument45823
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 21, 2049

November 2017: Deed, Transfer

Document TypeDeed
JurisdictionYORK SC
Recording DateNov 29, 2017
Property Address409 LAUREL FORK DR, FORT MILL, SC 29715-6562
Document Number1671400064
Book / Page16714 / 064
Map ReferenceMB D-196 PG 8
Instrument DateNov 28, 2017
Instrument201700051150
Transaction TypeTransfer
Record UpdatedAug 31, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$825.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 LAUREL FORK DR, FORT MILL, SC 29715-6562

Mortgage

Document Number201700051151
DateNov 29, 2017
Instrument201700051151
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 409 Laurel Fork Dr was $2,698.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyYork County
MunicipalityFort Mill Town
Unified School DistrictYork School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,698.00$11,072 Land $1,727 Building $9,345$416,700 Land $65,000 Building $351,700
2023$2,326.00$9,628 Land $2,400 Building $7,228$240,702 Land $60,000 Building $180,702

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Laurel Fork Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies33 units insured
incl. 30 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Laurel Fork Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVERVIEW RURAL CWS
serves 2,200 people · EPA ID SC4620001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comporium
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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