409 Lancaster St, Bluffton, IN 46714 Property Records

Wells County property record for 409 Lancaster St, Bluffton, IN 46714

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,450 sqft · built 1980
Lot Size0.158 acres (6,882 sqft)
OwnerIndividual Name on Record
Tax Bill$690 (2025)
Deeds & MortgagesFeb 2017 Transfer
Flood ZoneZone X (minimal risk)
APN90-05-33-504-004.000-012

Property Details

APN / Parcel Number

Primary APN90-05-33-504-004.000-012
Alternative APNs
  • 00001586281
  • 0110967100

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,450 sqft Living Area
1st Floor Area1,450 sqft
Basement Area250 sqft
Unfinished Basement250 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area6,882 sqft (0.158 acres)
Lot Dimensions125 ft deep x 55 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00001586281
Street Address409 LANCASTER ST
CityBLUFFTON
StateIN
Zip46714-1921
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILLERS 17-27-12 409 W LANCASTER 33-O LOT 17 & E 6' LOT 18
Legal SubdivisionMILLERS ADD
Legal Lot Number17,18
JurisdictionWELLS IN
Township / Civil DivisionLANCASTER
Census Block Group3
Census Block3001
Census Tract40600

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address409 LANCASTER ST, BLUFFTON, IN 46714-1921
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 16, 2017
Transfer Doc0000157/69
Record UpdatedSep 20, 2026

February 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWELLS IN
Recording DateFeb 27, 2017
Property Address409 LANCASTER ST, BLUFFTON, IN 46714-1921
Document Number0000157/69
Book / Page157 / 69
Instrument DateFeb 16, 2017
Instrument000944100003
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address409 LANCASTER ST, BLUFFTON, IN 46714-1921

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityBluffton City
CountyWells County
County SubdivisionLancaster Township
Unified School DistrictNorthern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$690.00 (+23.66%) Homeowner's exemption$114,100 (+25.94%) Land $8,100 Building $106,000$114,100 (+25.94%) Land $8,100 Building $106,000
2024$558.00 (+121.43%)
2023$90,600 (+21.45%) Land $8,100 Building $82,500$90,600 (+21.45%) Land $8,100 Building $82,500
2022$252.00$74,600 Land $8,100 Building $66,500$74,600 Land $8,100 Building $66,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1999–2003)
Most Recent ClaimJul 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLUFFTON UTILITIES WATER DEPT
serves 10,298 people · EPA ID IN5290001
Water SourceGroundwater
Last State InspectionOct 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Craigville Telephone Company
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Lancaster St

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