Santa Cruz County property record for 409 Lakeview Rd, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,730 sqft · built 1941 |
| Lot Size | 0.452 acres (19,689 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Oct 2025) |
| Tax Bill | $8,532 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-182-22 |
| Primary APN | 051-182-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,730 sqft Living Area |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Construction Type | Wood |
| Lot Area | 19,689 sqft (0.452 acres) |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 409 LAKEVIEW RD |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-2215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Subdivision | SALSIPUEDES RHO |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 122500 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 170 PACIFIC AVE, 5, SAN FRANCISCO, CA 94111-1957 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Oct 31, 2025 | Grant Deed, Transfer · Commercial Mortgage DOLORES MURATORE |
| Jun 1, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2025 · Amount on Record |
| Deed Sale | Oct 31, 2025 · Amount on Record |
| Prior Sale | Sep 1, 2010 · Amount on Record |
| Deed Document Number | 202523457 |
| Prior Transfer Date | May 25, 2021 |
| Prior Transfer Doc | 0000030399 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 31, 2025 |
| Property Address | 409 LAKEVIEW RD, WATSONVILLE, CA 95076-2215 |
| Document Number | 0000023457 |
| Instrument Date | Oct 11, 2025 |
| Instrument | 2025-0023457 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $220.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 170 PACIFIC AVE APT 5, 5, SAN FRANCISCO, CA 94111-1957 |
| Document Number | 0000023687 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 2025-0023687 |
| Name | DOLORES MURATORE |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 1, 2021 |
| Property Address | 409 LAKEVIEW RD, WATSONVILLE, CA 95076-2215 |
| Document Number | 0000030399 |
| Instrument Date | May 25, 2021 |
| Instrument | 2021-0030399 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 409 LAKEVIEW RD, WATSONVILLE, CA 95076-2215 |
| Document Number | 0000030400 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 2021-0030400 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $629,650 (+2%) Land $348,916 Building $280,734 | ||
| 2025 | $8,532.00 (+12.32%) Homeowner's exemption | $617,305 (+4.04%) Land $342,075 Building $275,230 | |
| 2023 | $7,596.00 (+1.71%) Homeowner's exemption | $593,334 Land $328,791 Building $264,543 | $703,170 |
| 2022 | $7,468.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 63 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 54 (1995–2023) |
| Most Recent Claim | Mar 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
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