409 Lakeview Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 409 Lakeview Dr, Waterloo, IL 62298

Property Summary

Property Type	Commercial
Lot Size	0.97 acres (42,161 sqft)
Owner	Company Name on Record
Tax Bill	$14,123 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Jun 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-25-303-010-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-303-010-000`
Alternative APN	`07251330301400 00`

Exterior

Lot Area	42,161 sqft (0.97 acres)
Lot Dimensions	224 ft deep x 190 ft wide
Driveway	Asphalt Driveway
Driveway Area	1,947 sqft

Location & Zoning

Street Address	409 LAKEVIEW DR
City	WATERLOO
State	IL
Zip	62298-1837
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	WR5
Legal Description	PART NW SW
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	SUNSET ACRES - 2ND ADDITION
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	3
Census Block	3000
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6574 CROOK RD, WATERLOO, IL 62298-3538
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2019	Deed of Trust, Mortgage · Commercial Mortgage MIDWEST REGIONAL BANK
Jun 27, 2018	Loan Modification, Mortgage MIDWEST REG'L BK
May 12, 2018	Loan Modification, Mortgage MIDWEST REG'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	409 LAKEVIEW DR, WATERLOO, IL 62298-1837
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000400950
Date	Apr 18, 2019
Instrument	400950

Lender

Name	MIDWEST REGIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 16, 2044

Interest

Rate Type	Adjustable Rate

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE IL
Property Address	409 LAKEVIEW DR, WATERLOO, IL 62298-1837
Document Number	0000396840
Instrument Date	Jun 27, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1329 FIELDSTONE WATERLOO IL 622982795, WATERLOO, IL 62298-2795

Mortgage

Document Number	0000396840
Date	Jul 10, 2018
Instrument	396840

Lender

Name	MIDWEST REG'L BK
Type	Bank
Address	FESTUS, MO 63028-1269

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jul 9, 2021

Interest

Rate	4.75%

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE IL
Property Address	409 LAKEVIEW DR, WATERLOO, IL 62298-1837
Document Number	0000396839
Instrument Date	May 12, 2018
Transaction Type	Mortgage
Record Updated	Jul 27, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1329 FIELDSTONE WATERLOO IL 622982795, WATERLOO, IL 62298-2795

Mortgage

Document Number	0000396839
Date	Jul 10, 2018
Instrument	396839

Lender

Name	MIDWEST REG'L BK
Type	Bank
Address	FESTUS, IL 63028-1269

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jul 9, 2019

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,123.00 (-2.49%)	$231,460 (-0.3%) Land $20,270 Building $211,190	$694,380 (-0.3%) Land $60,810 Building $633,570
2024	$14,484.00
2022		$232,160 Land $20,270 Building $211,890	$696,480 Land $60,810 Building $635,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1993)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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