409 Lakeview Cir, Louisa, VA 23093 Property Records

Louisa County property record for 409 Lakeview Cir, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 964 sqft · built 1992
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Jun 2021)
Tax Bill	$194 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13A3 1 87`

Property Details

APN / Parcel Number

Primary APN	`13A3 1 87`
Alternative APNs	`1431` `1379`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	964 sqft Living Area
1st Floor Area	952 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Deck Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	1379
Street Address	409 LAKEVIEW CIR
City	LOUISA
State	VA
Zip	23093-5704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BLUE RIDGE SHORES SUBD LOT 87 DB 1771/794
Legal Subdivision	BLUE RIDGE SHORES SUBD
Legal Lot Number	87
Jurisdiction	LOUISA VA
Township / Civil Division	LOUISA
Census Block Group	2
Census Block	2027
Census Tract	950303

Owner

Source: Louisa County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 LAKEVIEW CIR, LOUISA, VA 23093-5704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORPORATION
Oct 5, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Jun 28, 2021	Deed, Transfer NOT AVAILABLE, LILLY TITLE & SETTLEMENT LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 28, 2021 · Amount on Record
Deed Sale	Jun 28, 2021 · Amount on Record
Prior Sale	Mar 1, 2011 · Amount on Record
Deed Document Number	20217611
Deed Book / Page	1771 / 794
Prior Transfer Date	Jul 7, 2006
Prior Transfer Doc	01014/0319
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Recording Date	May 6, 2026
Property Address	409 LAKEVIEW CIR, LOUISA, VA 23093-5704
Document Number	0000004375
Book / Page	2086 / 532
Instrument Date	Apr 25, 2026
Instrument	20264375
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 LAKEVIEW CIR, LOUISA, VA 23093-5704

Mortgage

Document Number	0000004375,
Date	May 6, 2026
Book Page	2086/532
Instrument	20264375

Lender

Name	COMMUNITY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.13%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	409 LAKEVIEW CIR, LOUISA, VA 23093-5704
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001868/368
Date	Oct 5, 2022
Book Page	1868/368
Instrument	202200010127

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2052

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Jun 28, 2021
Property Address	409 LAKEVIEW CIR, LOUISA, VA 23093-5704
Document Number	1771/794
Book / Page	1771 / 794
Map Reference	MB 451 PG 726
Instrument Date	May 24, 2021
Instrument	202100007611
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	NOT AVAILABLE, LILLY TITLE & SETTLEMENT LLC

Transaction

Amount	Amount Recorded
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 LAKEVIEW CIR, LOUISA, VA 23093-5704

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,240 (+4.14%) Land $17,400 Building $169,840	$187,240 (+4.14%) Land $17,400 Building $169,840
2025	$194.00	$179,800 (+11.33%) Land $13,900 Building $165,900	$179,800 (+11.33%) Land $13,900 Building $165,900
2023		$161,500 Land $12,000 Building $149,500
2022	$568.00		$161,500 Land $12,000 Building $149,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUE RIDGE SHORES private · serves 1,707 people · EPA ID VA2109075
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lakeview Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures