409 Lakestone Ct, Seneca, SC 29672 Property Records

Oconee County property record for 409 Lakestone Ct, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,218 sqft · built 2021
Lot Size	0.539 acres (23,522 sqft)
Owner	Individual Name on Record
Last Sale	$2,250,000 (Dec 2025)
Tax Bill	$25,244 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Mar 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`164-08-01-004`

Property Details

APN / Parcel Number

Primary APN	`164-08-01-004`
Alternative APN	`1074999`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,218 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Stucco
Roof Material	Shingle
Lot Area	23,522 sqft (0.539 acres)
Lot Dimensions	120 ft deep x 114 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1074999
Street Address	409 LAKESTONE CT
City	SENECA
State	SC
Zip	29672-0685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 LAKESTONE COTTAGES (0.54 AC)
Legal Subdivision	LAKESTONE COTTAGES
Legal Lot Number	4
Jurisdiction	OCONEE SC
Township / Civil Division	WALHALLA
Census Block Group	1
Census Block	1008
Census Tract	30302

Owner

Source: Oconee County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	409 LAKESTONE CT, SENECA, SC 29672-0685
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed, Transfer · Conventional Mortgage NEW STORY LENDING LLC
Mar 28, 2024	Deed, Transfer
Apr 7, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2025 · Amount on Record
Deed Sale	Dec 15, 2025 · Amount on Record
Prior Sale	Mar 28, 2024 · Amount on Record
Deed Document Number	7670
Deed Book / Page	3315 / 55
Record Updated	Jun 8, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Dec 15, 2025
Property Address	409 LAKESTONE CT, SENECA, SC 29672-0685
Document Number	0000007670
Book / Page	3315 / 55
Map Reference	MB B929 PG 10
Instrument Date	Dec 5, 2025
Instrument	7670
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,850.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 LAKESTONE CT, SENECA, SC 29672-0685

Mortgage

Document Number	0004762195
Date	Dec 15, 2025
Instrument	4762/195

Lender

Name	NEW STORY LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Mar 28, 2024
Property Address	409 LAKESTONE CT, SENECA, SC 29672-0685
Document Number	0000011713
Book / Page	3054 / 140
Map Reference	MB B646 PG 3
Instrument Date	Mar 23, 2024
Instrument	11713
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Amount	Amount Recorded
Tax	$5,395.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4288 RIVERVIEW DR, PEACHTREE CORNERS, GA 30097-2301

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Apr 7, 2021
Property Address	409 LAKESTONE CT, SENECA, SC 29672-0685
Document Number	0000016300
Book / Page	2673 / 63
Map Reference	MB B646 PG 3
Instrument Date	Apr 5, 2020
Instrument	16300
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Tax	$3,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 LAKESTONE CT, SENECA, SC 29672-0685

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,244.00	$78,314 (+103.33%) Land $10,830 Building $67,484	$1,957,840 (+103.33%) Land $270,750 Building $1,687,090
2023		$38,515 (-) Land $10,830 Building $27,685	$962,870 (-) Land $270,750 Building $692,120
2022		$38,515 Land $10,830 Building $27,685	$962,870 Land $270,750 Building $692,120

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WALHALLA serves 16,010 people · EPA ID SC3710004
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Vyve Broadband.

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