409 Lafayette Ave, Cayce, SC 29033 Property Records

Lexington County property record for 409 Lafayette Ave, Cayce, SC 29033

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,360 sqft · built 1950
Lot Size0.234 acres (10,212 sqft)
OwnerIndividual Name on Record
Tax Bill$1,038 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN004653-04-011

Property Details

APN / Parcel Number

Primary APN004653-04-011
Alternative APN
  • 0465304011

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,360 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1995
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof MaterialShingle
Lot Area10,212 sqft (0.234 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address409 LAFAYETTE AVE
CityCAYCE
StateSC
Zip29033-4042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionGUIGNARD LOT 14 & PT 15 BLK T
Legal SubdivisionWEST COLUMBIA
Legal BlockT
Legal Lot Number14
JurisdictionLEXINGTON SC
Township / Civil DivisionWEST COLUMBIA-CAYCE
Census Block Group1
Census Block1023
Census Tract20201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Columbia Canal
listed 1979 · 18 contributing resources · NRIS 79002392

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address409 LAFAYETTE AVE, CAYCE, SC 29033-4042
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2018Deed of Trust, Mortgage · FHA Mortgage
MERIDIAN HOME MORTGAGE CORP
Oct 28, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 20, 2020
Transfer Doc2090105274
Record UpdatedSep 20, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address409 LAFAYETTE AVE, CAYCE, SC 29033-4042
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1982200283
DateFeb 22, 2018
Book Page19822/283
Instrument2018007572
Lender
NameMERIDIAN HOME MORTGAGE CORP
TypeMortgage Company
AddressWESTMINSTER, MD 21157
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2048

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEXINGTON SC
Recording DateOct 28, 2020
Property Address409 LAFAYETTE AVE, CAYCE, SC 29033-4042
Document Number2090105274
Book / Page20901 / 5274
Map ReferenceMB 18853 PG 342
Instrument DateOct 20, 2020
Instrument2020049487
Transaction TypeTransfer
Record UpdatedFeb 22, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 LAFAYETTE AVE, CAYCE, SC 29033-4042

Mortgage

Document Number2020049488
DateOct 28, 2020
Instrument2020049488
Lender
NameSUCCESS MORTGAGE PARTNERS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLexington County
MunicipalityCayce City
Unified School DistrictLexington School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,038.00 (+10.66%)
2024$938.00 (+5.04%)$5,195 (-) Land $1,600 Building $3,595$129,884 (-) Land $40,000 Building $89,884
2023$893.00$5,195 Land $1,600 Building $3,595$129,884 Land $40,000 Building $89,884

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims6 (2013–2024)
Claims Outside the SFHA5 of 6
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CAYCE
serves 17,460 people · EPA ID SC3210003
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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