409 la Canada St, La Jolla, CA 92037 Property Records

San Diego County property record for 409 la Canada St, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,373 sqft · built 1946
Lot Size	0.99 acres (4,332 sqft)
Owner	Company Name on File
Last Sale	$950,000 (Nov 2006)
Tax Bill	$16,396 (2025)
Deeds & Mortgages	Feb 2022 Transfer Feb 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`357-233-01-00`

Property Details

APN / Parcel Number

Primary APN	`357-233-01-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,373 sqft Living Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	4,332 sqft (0.99 acres)

Location & Zoning

Street Address	409 LA CANADA ST
City	LA JOLLA
State	CA
Zip	92037-6716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	BLK 16 LOT 12 /EXC ST OP/ & INCL 15 FT OF ALTA WAY CLSD ON E & TR 001810
Legal Subdivision	LA JOLLA HERMOSA
Legal Tract	001810
Legal Block	16
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2015
Census Tract	8102

Owner

409 la Canada St is owned by a company that acquired it in January 2022 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	409 LA CANADA ST, LA JOLLA, CA 92037-6716
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Intrafamily Transfer, Transfer
Feb 9, 2022	Intrafamily Transfer, Transfer
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Jan 12, 2021	Quit Claim Deed, Transfer VACATION OWNSHP TITLE AGENCY INC, VACATION OWNSHP TITLE AGCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2006 · Amount on File
Deed Sale	Nov 15, 2006 · Amount on File
Deed Document Number	2006812675
Last Transfer Date	Jan 7, 2022
Transfer Doc	0000061677
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 9, 2022
Property Address	409 LA CANADA ST, LA JOLLA, CA 92037-6716
Document Number	0000061678
Map Reference	MAP 1810
Instrument Date	Jan 7, 2022
Instrument	2022-0061678
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	409 LA CANADA ST, LA JOLLA, CA 92037-6716

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 9, 2022
Property Address	409 LA CANADA ST, LA JOLLA, CA 92037-6716
Document Number	0000061677
Map Reference	MAP 1810
Instrument Date	Jan 7, 2022
Instrument	2022-0061677
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	409 LA CANADA ST, LA JOLLA, CA 92037-6716

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	409 LA CANADA ST, LA JOLLA, CA 92037-6716
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 LA CANADA ST, LA JOLLA, CA 92037-6716

Mortgage

Document Number	0000223443
Date	Mar 23, 2021
Instrument	2021-0223443

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 12, 2021
Property Address	409 LA CANADA ST, LA JOLLA, CA 92037-6716
Document Number	0000023260
Instrument Date	Dec 23, 2020
Instrument	23260
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	VACATION OWNSHP TITLE AGENCY INC, VACATION OWNSHP TITLE AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	10900 RESEARCH BLVD #1600-9 AUSTIN TX 787595722, 1600-9, AUSTIN, TX 78759-5722

Tax Assessment & Valuation

The 2025 property tax bill for 409 la Canada St was $16,396 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,298,206 (+2%) Land $1,175,223 Building $122,983
2025	$16,396.00 Homeowner's exemption	$1,272,752 Land $1,152,180 Building $120,572
2023	$14,934.00 (+2.74%) Homeowner's exemption	$1,223,332 Land $1,107,441 Building $115,891
2022	$14,536.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 409 la Canada St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 la Canada St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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