409 King St, Charleston, SC 29403 Property Records

Charleston County property record for 409 King St, Charleston, SC 29403

Property Summary

Property TypeCommercial
Details14,033 sqft · built 1983
Lot Size0.18 acres (7,841 sqft)
OwnerCompany Name on Record
Last Sale$5,950,000 (Dec 2024)
Tax Bill$101,363 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Jul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN460-16-02-019

Property Details

APN / Parcel Number

Primary APN460-16-02-019

Interior

Units6 Units
Stories5 Stories
Building Area14,033 sqft Finished Area
Gross Area896 sqft
Upper Floors Area896 sqft
ElevatorElevator

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions134 ft deep x 62 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address409 KING ST
CityCHARLESTON
StateSC
Zip29403-6426
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionMAPPLATB S12 MAPPLATP 0257
Legal SubdivisionB-C-D-E-F-A
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group1
Census Block1019
Census Tract700

Owner

Source: Charleston County records, as of November 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address17 LOCKWOOD DR, 400, CHARLESTON, SC 29401-1155
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2024Deed of Trust, Mortgage · Line of Credit
SOUTH ATLANTIC BANK
Jul 14, 2017Grant Deed, Mortgage · Line of Credit
NATIONWIDE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2024 · Amount on Record
Deed SaleDec 31, 2024 · Amount on Record
Prior SaleJan 3, 2013 · Amount on Record
Deed Book / Page1286 / 945
Record UpdatedJun 8, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address409 KING ST, CHARLESTON, SC 29403-6426
Transaction TypeMortgage
Record UpdatedMar 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address58 SHERWOOD AVE, GREENWICH, CT 06831-3268

Mortgage

Document Number0012250578
DateJan 29, 2024
Book Page1225/578
Lender
NameSOUTH ATLANTIC BANK
TypeBank
AddressMYRTLE BEACH, SC 29572
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueJan 25, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2017: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateJul 14, 2017
Property Address409 KING ST, CHARLESTON, SC 29403-6426
Book / Page000652 / 000261
Instrument DateJul 11, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address411 W PUTMAN AVE #125 GREENWICH CT 06830, 125, GREENWICH, CT 06830

Mortgage

Document Number0652/0261
DateJul 14, 2017
Book Page000652/000261
Lender
NameNATIONWIDE BK
TypeBank
Address1 NATIONWIDE PLZ # 5TH, COLUMBUS, OH 43215-2226
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJul 13, 2022
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$101,363.00 (+25.7%)
2024$80,640.00 (+7.19%)$272,570 (-)
2022$75,228.00$272,570$7,884,300 (-) Land $2,719,532 Building $5,164,768
2020$7,884,300 Land $2,719,532 Building $5,164,768

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 116 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies153 units insured
incl. 37 condo units
Nearby Flood Claims65 (1987–2024)
Claims Outside the SFHA36 of 65
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 4 claims
  • Hurricane Hugo, Sep 1989 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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