Monroe County property record for 409 Julia St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,283 sqft · built 1943 |
| Lot Size | 0.063 acres (2,767 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,476 (2024) |
| Flood Zone | Zone X (moderate risk) |
| APN | 00027270-000000 |
| Primary APN | 00027270-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,283 sqft Living Area |
| 1st Floor Area | 2,283 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Masonry |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Other |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 2,767 sqft (0.063 acres) |
| Lot Dimensions | 83 ft deep x 37 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 340 sqft |
| Deck Area | 350 sqft |
| Patio Area | 350 sqft |
| Fence | Fence |
| Cooling System | None |
|---|
| Account Number | 1028045 |
|---|---|
| Old Parcel Number | 01010100027270000000 |
| Street Address | 409 JULIA ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-3150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KW PT SUBS 2-3-6-7 PT LOT 3 SQR 3 TR 11 G12-23 OR309-472/73 OR707-785/86 OR841-1705 OR842-881 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | KW PT SUB |
| Legal Tract | 11 |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 972400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 JULIA ST, KEY WEST, FL 33040-3150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $292,176 (+5.99%) | $1,178,402 (-4.4%) Land $756,553 Building $421,849 | |
| 2024 | $2,476.00 (+2.06%) | ||
| 2023 | $2,426.00 (+4.7%) Homeowner's exemption | $275,672 (+3%) | $1,232,657 (+41.27%) Land $827,056 Building $405,601 |
| 2022 | $2,317.00 Homeowner's exemption | $267,643 | $872,554 Land $501,657 Building $370,897 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 180 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 228 units insured incl. 48 condo units |
| Nearby Flood Claims | 253 (1980–2022) |
| Claims Outside the SFHA | 16 of 253 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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