Harford County property record for 409 Joppa Farm Rd, Joppa, MD 21085 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,040 sqft · built 1964 |
| Lot Size | 0.223 acres (9,694 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Sep 2025) |
| Tax Bill | $1,911 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-130404 |
| Primary APN | 01-130404 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,040 sqft Total Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,694 sqft (0.223 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 130404 |
|---|---|
| Street Address | 409 JOPPA FARM RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 34 BK 39 9694 SF 409 JOPPA FARM ROAD JOPPATOWNE S3 PT 14/79 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 39 |
| Legal Lot Number | 34 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-130404
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 JOPPA FARM RD, JOPPA, MD 21085-4624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on Record |
| Deed Sale | Sep 15, 2025 · Amount on Record |
| Prior Sale | Oct 31, 2024 · Amount on Record |
| Deed Book / Page | 16805 / 172 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 15, 2025 |
| Property Address | 409 JOPPA FARM RD, JOPPA, MD 21085-4624 |
| Document Number | 0168050172 |
| Book / Page | 16805 / 172 |
| Map Reference | MB GRG 14 FO 79 |
| Instrument Date | Sep 11, 2025 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2025 |
| Title Company | BLACK OAK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 409 JOPPA FARM RD, JOPPA, MD 21085-4624 |
| Document Number | 0016805179 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 16805/179 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 04, 2055 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,933 (+4.5%) | $200,200 (-) Land $69,300 Building $130,900 | |
| 2025 | $1,911.00 (+7.6%) | $183,667 (+8.55%) | $200,200 (+14.14%) Land $69,300 Building $130,900 |
| 2023 | $169,200 | $175,400 Land $69,300 Building $106,100 | |
| 2022 | $1,776.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1996–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2025, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 301 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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