409 Johnson St, Ionia, MI 48846 Property Records

Ionia County property record for 409 Johnson St, Ionia, MI 48846

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,704 sqft · built 1900
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$118,000 (May 2018)
Tax Bill	$2,561 (2025)
Deeds & Mortgages	May 2018 Mortgage May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`20410000012000`

Property Details

APN / Parcel Number

Primary APN	`20410000012000`
Alternative APN	`34-204-100-000-120-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,704 sqft Living Area
1st Floor Area	1,416 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	409 JOHNSON ST
City	IONIA
State	MI
Zip	48846-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	CITY OF IONIA JOHNSON ADDITION LOTS 23 & 24
Legal Subdivision	CITY OF IONIA JOHNSON ADD
Legal Lot Number	23-24
Jurisdiction	IONIA MI
Township / Civil Division	IONIA
Census Block Group	3
Census Block	3050
Census Tract	31600

Owner

Source: Ionia County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 JOHNSON ST, IONIA, MI 48846-1309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2018	Deed of Trust, Mortgage AMERIFIRST FINANCIAL
May 16, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2018 · Amount on Record
Deed Sale	May 16, 2018 · Amount on Record
Prior Sale	Jun 8, 2012 · Amount on Record
Deed Book / Page	650 / 3338
Prior Transfer Date	Apr 4, 2013
Prior Transfer Doc	629/1220
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IONIA MI
Property Address	409 JOHNSON ST, IONIA, MI 48846-1309
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000650/0000003341
Date	May 16, 2018
Book Page	0000000650/0000003341

Lender

Name	AMERIFIRST FINANCIAL
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IONIA MI
Recording Date	May 16, 2018
Property Address	409 JOHNSON ST, IONIA, MI 48846-1309
Document Number	650/3338
Book / Page	650 / 3338
Instrument Date	May 15, 2018
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 WATER ST, BELDING, MI 48809-1401

Tax Assessment & Valuation

Source: Ionia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ionia County
Municipality	Ionia City
Unified School District	Ionia Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,600 (+15.02%) Land $15,100 Building $87,500	$205,200 (+15.02%) Land $30,200 Building $175,000
2025	$2,561.00 (+3.02%) Homeowner's exemption	$89,200 (+27.07%) Land $14,200 Building $75,000	$178,400 (+27.07%) Land $28,400 Building $150,000
2024	$2,486.00
2023		$70,200 Land $10,400 Building $59,800	$140,400 Land $20,800 Building $119,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Most Recent Claim	Sep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IONIA serves 11,708 people · EPA ID MI0003370
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Point Broadband, Surf Internet, Verizon.

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