409 Jefferson St E, York, SC 29745 Property Records

York County property record for 409 Jefferson St E, York, SC 29745

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,636 sqft · built 1950
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,786 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`070-09-05-001`

Property Details

APN / Parcel Number

Primary APN	`070-09-05-001`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,636 sqft Living Area
Gross Area	1,852 sqft
1st Floor Area	1,636 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Brick
Lot Area	11,761 sqft (0.27 acres)
Porch	Slab
Porch Area	216 sqft

Location & Zoning

Street Address	409 JEFFERSON ST E
City	YORK
State	SC
Zip	29745-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 (.27 AC) E. JEFFERSON ST
Legal Lot Number	2
Jurisdiction	YORK SC
Township / Civil Division	YORK
Census Block Group	4
Census Block	4016
Census Tract	61602

Owner

Source: York County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 811, YORK, SC 29745-0811
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FEDERAL CREDIT UNION
May 24, 2022	Warranty Deed, Transfer · Conventional Mortgage FOUNDERS FCU
Apr 28, 2017	Deed of Trust, Mortgage ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2022
Deed Sale	May 24, 2022
Prior Sale	May 8, 2012 · Amount on Record
Deed Document Number	202224034
Deed Book / Page	20198 / 271
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Recording Date	May 27, 2026
Property Address	409 JEFFERSON ST E, YORK, SC 29745-1905
Document Number	0000018000
Book / Page	22598 / 112
Instrument Date	May 20, 2026
Instrument	202618000
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 JEFFERSON ST E, YORK, SC 29745-1905

Mortgage

Document Number	0000018000,
Date	May 27, 2026
Book Page	22598/112
Instrument	202618000

Lender

Name	FOUNDERS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	May 24, 2022
Property Address	409 JEFFERSON ST E, YORK, SC 29745-1905
Document Number	2019800271
Book / Page	20198 / 271
Map Reference	MB E-139 PG 2
Instrument Date	May 20, 2022
Instrument	2022024034
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 JEFFERSON ST E, YORK, SC 29745-1905

Mortgage

Document Number	2022024035
Date	May 24, 2022
Instrument	2022024035

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jun 1, 2037
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	12.7%
Index	1-Year CMT
Max Rate	12.7%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	409 JEFFERSON ST E, YORK, SC 29745-1905
Document Number	1635500064
Book / Page	016355 / 000064
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	Jun 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13 QUARTZ MILL RD NEWARK DE 197112329, NEWARK, DE 19711-2329

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	York City
Unified School District	York School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,786.00 (+5.49%)	$10,248 (+6.17%) Land $1,400 Building $8,848	$256,200 (+6.18%) Land $35,000 Building $221,200
2023	$2,641.00	$9,652 Land $800 Building $8,852	$241,297 Land $20,000 Building $221,297

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YORK serves 11,137 people · EPA ID SC4610001
Water Source	Purchased surface water from YORK COUNTY WEST WD
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	2,000 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

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