409 Jarvis Ln, Mockingbird Valley (Louisville), KY 40207 Property Records

Louisville/Jefferson County Metro Government property record for 409 Jarvis Ln, Mockingbird Valley, KY 40207

Property Summary

Property Type	Single Family Home
Details	1 bd · 4 ba · 2,854 sqft · built 1940
Lot Size	0.344 acres (14,998 sqft)
Owner	2 Owner Names on File
Last Sale	$525,000 (Jun 2013)
Tax Bill	$7,798 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21027700220013`

Property Details

APN / Parcel Number

Primary APN	`21027700220013`
Alternative APNs	`027700220013` `00029962`

Interior

Bedrooms	1 Bed
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,854 sqft Finished Area
Basement Area	1,276 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,998 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00029962
Street Address	409 JARVIS LN
City	MOCKINGBIRD VALLEY
State	KY
Zip	40207-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3-RESIDENTIAL SINGLE FAM
Legal Description	0.3443 AC NES JARVIS LN LOT 13 MOCKINGBIRD HILL PB 6 PGS 52, 53 100 X 150
Legal Subdivision	JUTTE
Legal Lot Number	13
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	3
Census Block	3039
Census Tract	7501

Owner

The current owner of 409 Jarvis Ln bought it in June 2013.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record	2 Owner Names on File
Mailing Address	409 JARVIS LN, LOUISVILLE, KY 40207-1310
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH BK
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2013 · Amount on File
Deed Sale	Jun 12, 2013 · Amount on File
Deed Document Number	13113637
Deed Book / Page	10083 / 519
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	409 JARVIS LN, MOCKINGBIRD VALLEY, KY 40207-1310
Document Number	0170470001
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1312 EASTERN PKWY LOUISVILLE KY 402041510, LOUISVILLE, KY 40204-1510

Mortgage

Document Number	0170470001
Date	Dec 28, 2020
Book Page	017047/000001
Instrument	279777

Lender

Name	COMMONWEALTH BK
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 27, 2035

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	409 JARVIS LN, MOCKINGBIRD VALLEY, KY 40207-1310
Document Number	0166540201
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	COMMONWEALTH TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 JARVIS LN LOUISVILLE KY 402071310, LOUISVILLE, KY 40207-1310

Mortgage

Document Number	0166540201
Date	Jul 9, 2020
Book Page	016654/000201
Instrument	132632

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 409 Jarvis Ln was $7,798 with a homeowner's exemption.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Mockingbird Valley City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,798.00 Homeowner's exemption	$820,500 Land $210,000 Building $610,500
2024			$820,500 (+17.35%) Land $210,000 Building $610,500
2023	$7,168.00 (+7.26%) Homeowner's exemption	$699,180 (+8.07%) Land $192,000 Building $507,180	$699,180 (+8.07%) Land $192,000 Building $507,180
2022	$6,683.00 Homeowner's exemption	$646,950 Land $192,000 Building $454,950	$646,950 Land $192,000 Building $454,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Jarvis Ln in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	30 units insured incl. 16 condo units
Nearby Flood Claims	31 (1997–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 9 claims Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 3 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Jarvis Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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