409 James St, El Paso, TX 79915 Property Records

El Paso County property record for 409 James St, El Paso, TX 79915

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,155 sqft · built 2022
Lot Size0.864 acres (37,634 sqft)
Owner2 Individual Names on Record
Tax Bill$15,230 (2025)
Deeds & MortgagesJul 2022 Mortgage
Jun 2022 Mortgage
APNR243-999-0010-0400

Property Details

APN / Parcel Number

Primary APNR243-999-0010-0400
Alternative APNs
  • 000000705991
  • 705991

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area3,155 sqft Living Area
Gross Area4,707 sqft
1st Floor Area3,155 sqft
FlooringTile

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialStucco
Construction TypeFrame
Roof TypeFlat
Roof MaterialRolled Roofing
Lot Area37,634 sqft (0.864 acres)
Garage TypeAttached
Garage Area1,012 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area468 sqft
PorchOpen Porch
Porch Area184 sqft
Patio Area540 sqft
Courtyard307 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address409 JAMES ST
CityEL PASO
StateTX
Zip79915-4868
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK 1 RANCHOS ESCONDIDOS ESTATES LOT 4
Legal SubdivisionRANCHOS ESCONDIDOS ESTATES
Legal Block1
Legal Lot Number4
JurisdictionEL PASO TX
Township / Civil DivisionEL PASO
Census Block Group3
Census Block3011
Census Tract3801

Owner

Source: El Paso County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address409 JAMES ST, EL PASO, TX 79915-4868
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2022Vendor's Lien, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP
Jun 6, 2022Warranty Deed, Transfer · VA Mortgage
GITSIT SOLUTIONS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 2022
Deed SaleJun 6, 2022
Deed Document Number202253319
Record UpdatedSep 20, 2026

July 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionEL PASO TX
Recording DateJul 6, 2022
Property Address409 JAMES ST, EL PASO, TX 79915-4868
Document Number0000062931
Map ReferenceFILE 20210032291
Instrument DateJun 23, 2022
Instrument20220062931
Transaction TypeTransfer
Record UpdatedNov 16, 2023
Title CompanyTRUE TITLE PARTNERS

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 JAMES ST, EL PASO, TX 79915-4868

Mortgage

Document Number0000062932
DateJul 6, 2022
Instrument20220062932
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEL PASO TX
Recording DateJun 6, 2022
Property Address409 JAMES ST, EL PASO, TX 79915-4868
Document Number0000053319
Map ReferenceFILE 20210032291
Instrument DateJun 3, 2022
Instrument20220053319
Transaction TypeTransfer
Record UpdatedNov 16, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address803 SUNLAND PARK DR, EL PASO, TX 79912-5210
InvestorPossibly a Property Investor

Mortgage

Document Number0000053298
DateJun 6, 2022
Instrument20220053298
Lender
NameGITSIT SOLUTIONS LLC
TypeNon-Lending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term260 Months
DueFeb 1, 2044

Tax Assessment & Valuation

Source: El Paso County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
CountyEl Paso County
MunicipalityEl Paso City
Unified School DistrictYsleta Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$571,413 (+3.68%) Land $23,709 Building $547,704$571,413 (+3.68%) Land $23,709 Building $547,704
2025$15,230.00 (+0.62%)$551,124 (+7.46%) Land $23,709 Building $527,415$551,124 (+7.46%) Land $23,709 Building $527,415
2024$15,136.00 (+1.41%)
2023$14,926.00 (+1,927.99%)$512,870 Land $23,709 Building $489,161$512,870 Land $23,709 Building $489,161
2022$736.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims4 (2006–2021)
Most Recent ClaimAug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEL PASO WATER UTILITIES
serves 747,168 people · EPA ID TX0710002
Water SourceSurface water
Last State InspectionOct 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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