409 Jacqueline Dr, Havelock, NC 28532 Property Records

Craven County property record for 409 Jacqueline Dr, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,616 sqft · built 1997
Lot Size	0.699 acres (30,451 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Mar 2023)
Tax Bill	$1,208 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-006-7-116`

Property Details

APN / Parcel Number

Primary APN	`5-006-7-116`
Alternative APNs	`119193` `85995`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,616 sqft Living Area
1st Floor Area	1,616 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,451 sqft (0.699 acres)
Lot Dimensions	200 ft deep x 151 ft wide
Garage Type	Attached
Storage Building	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	119193
Street Address	409 JACQUELINE DR
City	HAVELOCK
State	NC
Zip	28532-9453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 116 CHERRY BRANCH SOUTH SECTION 5
Legal Subdivision	CHERRY BRANCH
Legal Lot Number	116
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	2
Census Block	2006
Census Tract	961303

Owner

409 Jacqueline Dr is owned and occupied by an individual who bought it in March 2023.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	409 JACQUELINE DR, HAVELOCK, NC 28532-9453
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2023 · Amount on File
Deed Sale	Mar 8, 2023 · Amount on File
Deed Document Number	202310109817
Deed Book / Page	3757 / 30
Prior Transfer Date	Sep 28, 2010
Prior Transfer Doc	2946/0143
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 8, 2023
Property Address	409 JACQUELINE DR, HAVELOCK, NC 28532-9453
Document Number	0003757/30
Book / Page	3757 / 30
Map Reference	CAB G SL 8-E
Instrument Date	Jan 25, 2023
Instrument	10109817
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9511 NE HAZEL DELL AVE # AVEE-18, AVEE-18, VANCOUVER, WA 98665-8157

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 JACQUELINE DR, HAVELOCK, NC 28532-9453

Mortgage

Document Number	0000375733
Date	Mar 8, 2023
Instrument	3757/33

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.9%
Type Change Date	Apr 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.9%
Max Rate At Change	7.9%
Index	5-Year TN
Max Rate	11.9%

Tax Assessment & Valuation

The 2026 property tax bill for 409 Jacqueline Dr was $1,208.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,208.00	$227,790 (-) Land $50,000 Building $177,790	$227,790 (-) Land $50,000 Building $177,790
2025	$1,208.00	$227,790 Land $50,000 Building $177,790	$227,790 Land $50,000 Building $177,790
2023	$1,196.00 (+5.84%)	$227,790 (+33.1%) Land $50,000 Building $177,790	$227,790 Land $50,000 Building $177,790
2022	$1,130.00	$171,140 Land $41,000 Building $130,140
2018			$171,140 Land $41,000 Building $130,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Jacqueline Dr in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	34 (1992–2018)
Claims Outside the SFHA	13 of 34
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Jacqueline Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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