409 Jacobs Place Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 409 Jacobs Place Dr, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,953 sqft · built 2002
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$228,171 (Jul 2002)
Tax Bill	$6,112 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`T022500140`

Property Details

APN / Parcel Number

Primary APN	`T022500140`
Alternative APN	`2-0066-8850-00-0032.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,953 sqft Living Area
Gross Area	4,953 sqft
1st Floor Area	1,604 sqft
Basement Area	1,394 sqft
Finished Basement	1,045 sqft
Unfinished Basement	349 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	240 sqft
Patio Area	1,400 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T022500140
Street Address	409 JACOBS PLACE DR
City	SAINT PETERS
State	MO
Zip	63376-7793
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVONDALE HGTS #6 LOT 32
Legal Subdivision	AVONDALE HGTS #6
Legal Lot Number	32
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	1
Census Block	1006
Census Tract	311739

Owner

409 Jacobs Place Dr is owned and occupied by two individuals who bought it in July 2002.

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	409 JACOBS PLACE DR, SAINT PETERS, MO 63376-7793
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Oct 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 31, 2020	Deed of Trust, Mortgage QUICKEN LNS
Feb 1, 2019	Deed of Trust, Mortgage QUICKEN LNS
Jul 5, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2002 · Amount on File
Deed Sale	Jul 30, 2002 · Amount on File
Deed Document Number	200269704
Deed Book / Page	2961 / 1466
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Jun 16, 2026
Property Address	409 JACOBS PLACE DR, SAINT PETERS, MO 63376-7793
Document Number	0000028301
Instrument Date	Jun 5, 2026
Instrument	202628301
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 JACOBS PLACE DR, SAINT PETERS, MO 63376-7793

Mortgage

Document Number	0000028301,
Date	Jun 16, 2026
Instrument	202628301

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 30, 2051

Interest

Rate	6.37%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	409 JACOBS PLACE DR, SAINT PETERS, MO 63376-7793
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 JACOBS PLACE DR, SAINT PETERS, MO 63376-7793

Mortgage

Document Number	0000042932
Date	Oct 18, 2023
Instrument	2023R-042932

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2043

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	409 JACOBS PLACE DR, SAINT PETERS, MO 63376-7793
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 JACOBS PLACE DR, SAINT PETERS, MO 63376-7793

Mortgage

Document Number	2021R013860
Date	Feb 17, 2021
Instrument	2021R-013860

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	409 JACOBS PLACE DR, SAINT PETERS, MO 63376-7793
Document Number	0072630909
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 JACOBS PLACE DR ST PETERS MO 633767793, ST PETERS, MO 63376-7793

Mortgage

Document Number	0072630909
Date	Apr 6, 2020
Book Page	007263/000909
Instrument	208950

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	324 Months
Due	Apr 5, 2047

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	409 JACOBS PLACE DR, SAINT PETERS, MO 63376-7793
Document Number	0070331199
Instrument Date	Feb 1, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 JACOBS PLACE DR ST PETERS MO 633767793, ST PETERS, MO 63376-7793

Mortgage

Document Number	0070331199
Date	Feb 6, 2019
Book Page	007033/001199
Instrument	57190

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	409 JACOBS PLACE DR, SAINT PETERS, MO 63376-7793
Document Number	0067721697
Book / Page	006772 / 001697
Instrument Date	Jul 5, 2017
Transaction Type	Mortgage
Record Updated	Jul 31, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 JACOBS PLACE DR ST PETERS MO 633767793, ST PETERS, MO 63376-7793

Mortgage

Document Number	0067721697
Date	Jul 11, 2017
Book Page	006772/001697
Instrument	425780

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 409 Jacobs Place Dr was $6,112.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,498 (-)	$502,622 (-) Land $80,000 Building $422,622
2025	$6,112.00	$95,498	$502,622 Land $80,000 Building $422,622
2023		$88,144
2022			$463,916 Land $60,000 Building $403,916

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Jacobs Place Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 Jacobs Place Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Jacobs Place Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures