Montgomery County property record for 409 Jackson St, Mount Sterling, KY 40353
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,128 sqft |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Company Name on File |
| Tax Bill | $414 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23M-80-01-010.00 |
| Primary APN | 23M-80-01-010.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,128 sqft Living Area |
| Family Room | Family Room |
| Exterior Material | Brick Veneer |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Terrain | Rolling |
| Account Number | 13185 |
|---|---|
| Street Address | 409 JACKSON ST |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-1441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 405 & 409 JACKSON ST H & L'S |
| Legal Block | 25 |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 920202 |
409 Jackson St is owned by a company that acquired it in April 1980 and is owner-occupied.
Source: Montgomery County records, as of January 12, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 409 JACKSON ST, MOUNT STERLING, KY 40353-1441 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 1980 |
| Deed Sale | Apr 1, 1980 |
| Deed Document Number | 0000206355 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 409 Jackson St was $414.
Source: Montgomery County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Municipality | Mount Sterling City |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $414.00 | $42,000 | $42,000 |
| 2023 | $411.00 | $42,000 | $42,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Jackson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Jackson St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT STERLING WATER WORKS serves 16,391 people · EPA ID KY0870298 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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