409 Howard Ave, Aurora, IL 60506 Property Records

Kane County property record for 409 Howard Ave, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 676 sqft · built 1952
Lot Size	0.121 acres (5,280 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,306 (2025)
Deeds & Mortgages	May 2023 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-21-103-005`

Property Details

APN / Parcel Number

Primary APN	`15-21-103-005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	676 sqft Living Area
Gross Area	1,352 sqft
1st Floor Area	676 sqft
Basement Area	676 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	5,280 sqft (0.121 acres)
Lot Dimensions	132 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	409 HOWARD AVE
City	AURORA
State	IL
Zip	60506-3735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST PARK ADDN LOT 11 BLK 24 LOT DIMENSIONS: 40 X 132 APPROX LOT SQ FT 5280 SUBDIVISION: SEC 21-GALENA & NORTH RANGE CODE: 001
Legal Subdivision	WEST PARK ADDN
Legal Block	24
Legal Lot Number	11
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1020
Census Tract	853100

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 HOWARD AVE, AURORA, IL 60506-3735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Oct 9, 2019	Deed of Trust, Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 7, 2003
Transfer Doc	0000049352
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	409 HOWARD AVE, AURORA, IL 60506-3735
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	NOT AVAILABLE, MIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 HOWARD AVE, AURORA, IL 60506-3735

Mortgage

Document Number	0000014952
Date	May 10, 2023
Instrument	2023K014952

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2038

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	409 HOWARD AVE, AURORA, IL 60506-3735
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047737
Date	Oct 9, 2019
Instrument	2019K047737

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	2 Months
Due	Dec 8, 2019

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,306.00 (-5.35%) Homeowner's exemption Senior Citizen's exemption	$60,514 (+9.39%) Land $9,396 Building $51,118	$181,615 (+9.39%) Land $28,199 Building $153,415
2024		$55,319 (+25.87%) Land $8,589 Building $46,730	$166,023 (+25.92%) Land $25,777 Building $140,246
2022	$3,493.00 (+5.15%) Homeowner's exemption	$43,949 (+7.41%) Land $7,002 Building $36,947	$131,847 (+7.41%) Land $21,006 Building $110,841
2021	$3,322.00 Homeowner's exemption	$40,917 Land $6,519 Building $34,398	$122,751 Land $19,557 Building $103,194

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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