Monroe County and Webster Town property record for 409 Holt Rd, Webster, NY 14580
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,186 sqft · built 1980 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $206,200 (Sep 2007) |
| Tax Bill | $9,724 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEB-0000153 |
| Primary APN | WEB-0000153 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,186 sqft Living Area |
| 1st Floor Area | 1,902 sqft |
| 2nd Floor Area | 1,284 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 38,333 sqft (0.88 acres) |
| Garage Type | Attached |
| Garage Area | 656 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 615 sqft |
| Porch | Slab |
| Porch Area | 880 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | WEB-0000153 |
|---|---|
| Street Address | 409 HOLT RD |
| City | WEBSTER |
| State | NY |
| Zip | 14580-9160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 01-14-04 |
| Legal Block | 1 |
| Legal Lot Number | 2.110 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | WEBSTER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 11302 |
Source: Monroe County and Webster Town records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 HOLT RD, WEBSTER, NY 14580-9160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage THE CANANDAIGUA NATIONAL BANK & TRUST CO |
| Dec 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage THE CANANDAIGUA NATIONAL BANK & TRUST CO |
| Apr 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST/NY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2007 · Amount on Record |
| Deed Sale | Sep 14, 2007 · Amount on Record |
| Deed Book / Page | 10517 / 570 |
| Last Transfer Date | Sep 19, 2012 |
| Transfer Doc | 0000000570 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 409 HOLT RD, WEBSTER, NY 14580-9160 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Title Company | WEBTITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 409 HOLT RD, WEBSTER, NY 14580-9160 |
| Document Number | 202503366882 |
|---|---|
| Date | Dec 18, 2025 |
| Book Page | 31217/890 |
| Instrument | 202503366882 |
| Name | THE CANANDAIGUA NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CANANDAIGUA, NY 14424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 409 HOLT RD, WEBSTER, NY 14580-9160 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Title Company | WEBTITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 409 HOLT RD, WEBSTER, NY 14580-9160 |
| Document Number | 202503366881 |
|---|---|
| Date | Dec 18, 2025 |
| Book Page | 31217/870 |
| Instrument | 202503366881 |
| Name | THE CANANDAIGUA NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CANANDAIGUA, NY 14424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 409 HOLT RD, WEBSTER, NY 14580-9160 |
| Document Number | 0000000800 |
| Instrument Date | Apr 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 409 HOLT RD WEBSTER NY 145809160, WEBSTER, NY 14580-9160 |
| Document Number | 0000000800 |
|---|---|
| Date | May 4, 2018 |
| Book Page | 027585/000660 |
| Instrument | 800 |
| Name | FAMILY FIRST/NY FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14625 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 3, 2033 |
Source: Monroe County and Webster Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Webster Town |
| Unified School District | Webster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,724.00 (+6.55%) Homeowner's exemption | ||
| 2025 | $9,126.00 (+6.22%) | $202,600 (-) Land $35,000 Building $167,600 | $422,100 (+20.84%) Land $72,920 Building $349,180 |
| 2023 | $202,600 (-) Land $35,000 Building $167,600 | $349,300 (+10.33%) Land $60,343 Building $288,957 | |
| 2022 | $202,600 Land $35,000 Building $167,600 | $316,600 Land $54,694 Building $261,906 | |
| 2021 | $8,592.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1996–2009) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Mar 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
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