409 Holmes St, Gaffney, SC 29341 Property Records

Cherokee County property record for 409 Holmes St, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	490 sqft · built 1960
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$3,846 (Apr 2017)
Tax Bill	$663 (2025)
Deeds & Mortgages	Oct 2018 Transfer Apr 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022475-23-3`

Property Details

APN / Parcel Number

Primary APN	`022475-23-3`
Alternative APNs	`0811500031000 61579289` `081-15-00-031.000` `022357223`

Interior

Stories	1 Story
Building Area	490 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Siding
Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Street Address	409 HOLMES ST
City	GAFFNEY
State	SC
Zip	29341-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	409 HOLMES ST FM ROBERTSON $1 LINDA SOLD BIG HOUSE TO ADDY - RI IS 411 HOLMES ST
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	1
Census Block	1015
Census Tract	970201

Owner

Source: Cherokee County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6036 S UKRAINE ST, AURORA, CO 80015-6757
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 13, 2017	Quit Claim Deed, Transfer Quitclaim
Apr 13, 2017	Grant Deed, Transfer · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2017 · Amount on Record
Deed Sale	Apr 13, 2017 · Amount on Record
Prior Sale	Apr 13, 2017 · Amount on Record
Deed Document Number	20171813
Deed Book / Page	93 / 1991
Prior Transfer Date	Apr 6, 2017
Prior Transfer Doc	0000931991
Record Updated	Oct 29, 2026

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE SC
Recording Date	Oct 30, 2018
Property Address	409 HOLMES ST, GAFFNEY, SC 29341-1718
Document Number	0001072060
Book / Page	000107 / 002060
Instrument Date	Oct 30, 2018
Instrument	5302
Transaction Type	Transfer
Record Updated	Nov 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6036 S UKRAINE ST CENTENNIAL CO 800156757, CENTENNIAL, CO 80015-6757

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE SC
Recording Date	Apr 13, 2017
Property Address	409 HOLMES ST, GAFFNEY, SC 29341-1718
Document Number	0000931991
Book / Page	000093 / 001991
Instrument Date	Apr 6, 2017
Instrument	1813
Transaction Type	Transfer
Record Updated	Sep 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	117 N 850 E SALEM UT 846535684, SALEM, UT 84653-5684

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Apr 13, 2017
Property Address	409 HOLMES ST, GAFFNEY, SC 29341-1718
Document Number	0000931973
Book / Page	000093 / 001973
Instrument Date	Apr 6, 2017
Instrument	1810
Transaction Type	Transfer
Record Updated	Jul 17, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$253.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	411 HOLMES ST GAFFNEY SC 293411718, GAFFNEY, SC 29341-1718

Mortgage

Document Number	931975
Date	Apr 13, 2017
Book Page	000093/001975
Instrument	1811

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2047

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$663.00 (+4.74%)	$1,600 (-) Land $480 Building $1,120	$26,700 (-) Land $8,000 Building $18,700
2023	$633.00	$1,600 Land $480 Building $1,120	$26,700 Land $8,000 Building $18,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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