Lorain County property record for 409 Highland Park Dr, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,315 sqft · built 1995 |
| Lot Size | 0.313 acres (13,659 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Apr 2019) |
| Tax Bill | $4,292 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-101-533 |
| Primary APN | 10-00-005-101-533 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,315 sqft Living Area |
| 1st Floor Area | 1,266 sqft |
| 2nd Floor Area | 1,056 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 13,659 sqft |
| Lot Dimensions | 135 ft deep x 101 ft wide |
| Garage Type | Attached |
| Garage Area | 170 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 206 sqft |
| Patio Area | 206 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 409 HIGHLAND PARK DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY OAKS 8 101.17 X 135.01 |
| Legal Subdivision | UNIVERSITY OAKS 8 FRNT |
| Legal Block | 101 |
| Legal Lot Number | 224 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 71202 |
409 Highland Park Dr is owned and occupied by two individuals who bought it in April 2019.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 HIGHLAND PARK DR, ELYRIA, OH 44035-8855 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2022 | Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION |
| Apr 8, 2019 | Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2019 · Amount on File |
| Deed Sale | Apr 8, 2019 · Amount on File |
| Prior Sale | May 13, 2015 · Amount on File |
| Deed Document Number | 2019001704 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 409 HIGHLAND PARK DR, ELYRIA, OH 44035-8855 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000857095 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 2022-0857095 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 8, 2019 |
| Property Address | 409 HIGHLAND PARK DR, ELYRIA, OH 44035-8855 |
| Document Number | 0000710112 |
| Instrument Date | Apr 4, 2019 |
| Instrument | 710112 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2019 |
| Title Company | CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1414 E MAPLE RD TROY MI 480839935, TROY, MI 48083-9935 |
| Document Number | 710113 |
|---|---|
| Date | Apr 8, 2019 |
| Instrument | 710113 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 7, 2049 |
The 2025 property tax bill for 409 Highland Park Dr was $4,292.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,292.00 | $104,060 (+0.01%) Land $18,380 Building $85,680 | $297,290 (-) Land $52,500 Building $244,790 |
| 2024 | $4,292.00 (+19.49%) | $104,052 (+33.7%) Land $18,375 Building $85,677 | $297,290 (+33.7%) Land $52,500 Building $244,790 |
| 2023 | $3,592.00 (-0.14%) | $77,827 (%) Land $15,978 Building $61,849 | $222,360 Land $45,650 Building $176,710 |
| 2022 | $3,597.00 | $77,830 Land $15,980 Building $61,850 | |
| 2021 | $222,360 Land $45,650 Building $176,710 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 409 Highland Park Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2006–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Highland Park Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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