409 Highland Dr, #B, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 409 Highland Dr, #B, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	1 ba · 864 sqft · built 1986
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$373,000 (Mar 2026)
Tax Bill	$4,075 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-904-09010100`

Property Details

APN / Parcel Number

Primary APN	`01-904-09010100`
Alternative APNs	`1-904-09010100` `90409010100`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	96 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	90409010100
Street Address	409 HIGHLAND DR, B
City	EDGEWATER
State	MD
Zip	21037-2928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 1999 TO 2001 WOODLAND BEACH
Legal Subdivision	WOODLAND BEACH
Legal Block	1
Legal Lot Number	1999
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1015
Census Tract	701104

Owner

409 Highland Dr, #B is owned by two individuals who bought it in March 2026.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409B HIGHLAND DR, EDGEWATER, MD 21037-2928
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
May 22, 2019	Grant Deed, Transfer · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2026 · Amount on File
Deed Sale	Mar 3, 2026 · Amount on File
Prior Sale	May 22, 2019 · Amount on File
Deed Book / Page	42124 / 288
Record Updated	Oct 29, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 3, 2026
Property Address	409 HIGHLAND DR # B, B, EDGEWATER, MD 21037-2928
Document Number	0421240288
Book / Page	42124 / 288
Map Reference	MB 8 FO 9
Instrument Date	Feb 17, 2026
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	TITLEMARK PLLC, TITLEMAX LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,865.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	409 HIGHLAND DR # B, B, EDGEWATER, MD 21037-2928

Mortgage

Document Number	0042124295
Date	Mar 3, 2026
Instrument	42124/295

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	409 HIGHLAND DR # B, B, EDGEWATER, MD 21037-2928
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	LAWYERS EDGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0358930119
Date	Jan 7, 2021
Book Page	35893/119

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 22, 2019
Property Address	409 HIGHLAND DR # B, B, EDGEWATER, MD 21037-2928
Document Number	0331630310
Book / Page	033163 / 000310
Instrument Date	Jul 9, 2018
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	MARYLAND TRUST TITLE AND ESCROW LLC, MARYLAND TR TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	409B HIGHLAND DR EDGEWATER MD 210372928, EDGEWATER, MD 21037-2928

Mortgage

Document Number	331630316
Date	May 22, 2019
Book Page	033163/000316

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 409 Highland Dr, #B was $4,075.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,200 (+6.3%) Land $226,000 Building $97,200	$323,200 (-) Land $226,000 Building $97,200
2025	$4,075.00	$304,033	$323,200 Land $226,000 Building $97,200
2023	$2,901.00	$265,700 Land $174,500 Building $91,200	$265,700 Land $174,500 Building $91,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Highland Dr, #B in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2014–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Highland Dr, #B is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Highland Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures