O'Brien County property record for 409 High St, Sutherland, IA 51058
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 896 sqft · built 1910 |
| Lot Size | 0.549 acres (23,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $20,000 (Dec 2023) |
| Tax Bill | $64 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0000520200 |
| Primary APN | 0000520200 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 854 sqft |
| Basement Area | 469 sqft |
| Unfinished Basement | 469 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | A-Frame |
| Exterior Material | Shingles |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,920 sqft (0.549 acres) |
| Lot Dimensions | 184 ft deep x 130 ft wide |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 79 sqft |
| Patio Area | 79 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 409 HIGH ST |
|---|---|
| City | SUTHERLAND |
| State | IA |
| Zip | 51058-7617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PECKS ADDITION N 130 OF E 184 OF LOT 3 BLK 3 |
| Legal Subdivision | PECK'S ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | O'BRIEN IA |
| Township / Civil Division | WATERMAN |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 490400 |
Source: O'Brien County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 HIGH ST, SUTHERLAND, IA 51058-7617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2023 · Amount on Record |
| Deed Sale | Dec 5, 2023 · Amount on Record |
| Deed Document Number | 20232604 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Property Address | 409 HIGH ST, SUTHERLAND, IA 51058-7617 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 409 HIGH ST, SUTHERLAND, IA 51058-7617 |
| Document Number | 0020232605 |
|---|---|
| Date | Dec 5, 2023 |
| Instrument | 2023-2605 |
| Name | SECURITY STATE BANK - SUTHERLAND |
|---|---|
| Address | 109 W 2ND ST, SUTHERLAND, IA 51058 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
Source: O'Brien County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | O'Brien County |
| Municipality | Sutherland City |
| Unified School District | South O'Brien Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $64.00 (-84.47%) Homeowner's exemption | $39,560 (+28.23%) Land $14,040 Building $25,520 | $39,560 (+28.23%) Land $14,040 Building $25,520 |
| 2023 | $412.00 (+45.07%) | $30,850 (+90.08%) Land $11,230 Building $19,620 | $30,850 (+90.08%) Land $11,230 Building $19,620 |
| 2022 | $284.00 | $16,230 Land $7,020 Building $9,210 | |
| 2021 | $16,230 Land $7,020 Building $9,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUTHERLAND WATER SUPPLY serves 629 people · EPA ID IA7177007 |
|---|---|
| Water Source | Purchased groundwater from OSCEOLA RURAL WATER SYSTEM-SOUTH |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Westel Systems Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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