409 High St, Anderson, IN 46012 Property Records

Madison County property record for 409 High St, Anderson, IN 46012

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,708 sqft · built 1922
Lot Size0.945 acres (41,164 sqft)
OwnerIndividual Name on Record
Last Sale$104,900 (Mar 2005)
Tax Bill$1,419 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Jan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN18-1139-4-01

Property Details

APN / Parcel Number

Primary APN18-1139-4-01
Alternative APNs
  • 48-11-12-500-009.000-003
  • 00001140816

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area1,708 sqft Living Area
1st Floor Area1,708 sqft
Basement Area854 sqft
Unfinished Basement854 sqft

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Construction TypeWood
Roof MaterialAsphalt
Lot Area41,164 sqft (0.945 acres)
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area236 sqft
Shed1 Shed
Shed Area48 sqft
Gazebo180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00001140816
Street Address409 HIGH ST
CityANDERSON
StateIN
Zip46012-3014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SE NE 0.9450ACRES STR: 7198 SECTION: PLAT: 02 IN: OUT:
JurisdictionMADISON IN
Township / Civil DivisionANDERSON
Census Block Group2
Census Block2017
Census Tract1300

Owner

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address409 HIGH ST, ANDERSON, IN 46012-3014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2026Deed of Trust, Mortgage · Line of Credit
PNC BANK
Jan 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2005 · Amount on Record
Deed SaleMar 30, 2005 · Amount on Record
Deed Document Number20056342
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IN
Property Address409 HIGH ST, ANDERSON, IN 46012-3014
Transaction TypeMortgage
Record UpdatedApr 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2026R03887
DateMar 18, 2026
Instrument2026R03887
Lender
NamePNC BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueMar 26, 2066

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IN
Property Address409 HIGH ST, ANDERSON, IN 46012-3014
Transaction TypeMortgage
Record UpdatedAug 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022R00891
DateJan 14, 2022
Instrument2022R00891
Lender
NameRUOFF MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2037
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityAnderson City
CountyMadison County
County SubdivisionAnderson Township
Unified School DistrictAnderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,419.00 (-0.42%) Homeowner's exemption$143,800 (+19.63%) Land $26,700 Building $117,100$143,800 (+19.63%) Land $26,700 Building $117,100
2024$1,425.00 (+10.04%)
2023$120,200 (+0.17%) Land $25,500 Building $94,700$120,200 (+0.17%) Land $25,500 Building $94,700
2022$1,295.00 Homeowner's exemption$120,000 Land $24,500 Building $95,500$120,000 Land $24,500 Building $95,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims24 (1980–2026)
Claims Outside the SFHA2 of 24
Most Recent ClaimAug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 18 claims
  • Severe Storms & Flooding, Dec 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANDERSON WATER DEPARTMENT
serves 55,212 people · EPA ID IN5248002
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2024
Treatment and ProcedureCorrosion control
Jan 2026
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T, BridgeMAXX Suncoast Broadband, Brightspeed, Mercury Fiber, Verizon.

Nearby Properties on High St

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