Le Sueur County property record for 409 Herbert St S, Waterville, MN 56096
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,116 sqft · built 1927 |
| Lot Size | 0.339 acres (14,784 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $134,000 (Jul 2019) |
| Tax Bill | $3,042 (2026) |
| Deeds & Mortgages | Oct 2017 Mortgage Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24.450.0570 |
| Primary APN | 24.450.0570 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Stories | 1 Story |
| Building Area | 1,116 sqft Living Area |
| Gross Area | 720 sqft |
| 1st Floor Area | 720 sqft |
| Basement Area | 576 sqft |
| Finished Basement | 576 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 14,784 sqft (0.339 acres) |
| Lot Dimensions | 224 ft deep x 66 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,200 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 409 HERBERT ST S |
|---|---|
| City | WATERVILLE |
| State | MN |
| Zip | 56096-1318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROWN ADDN LOT-003 BLOCK-009 |
| Legal Subdivision | BROWN ADDN |
| Legal Block | 9 |
| Legal Lot Number | 3 |
| Jurisdiction | LE SUEUR MN |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 4 |
| Census Block | 4032 |
| Census Tract | 950400 |
Source: Le Sueur County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 HERBERT ST S, WATERVILLE, MN 56096-1318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2017 | Deed of Trust, Mortgage RELIANCE STATE BANK |
| Jul 10, 2019 | Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE |
| Jul 10, 2019 | Quit Claim Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2019 · Amount on Record |
| Deed Sale | Jul 10, 2019 · Amount on Record |
| Prior Sale | Jul 1, 2019 · Amount on Record |
| Deed Document Number | 2019422314 |
| Prior Transfer Date | Jun 24, 2019 |
| Prior Transfer Doc | 0000422313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LE SUEUR MN |
| Property Address | 409 HERBERT ST S, WATERVILLE, MN 56096-1318 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A412857 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | A412857 |
| Name | RELIANCE STATE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LE SUEUR MN |
| Recording Date | Jul 10, 2019 |
| Property Address | 409 HERBERT ST S, WATERVILLE, MN 56096-1318 |
| Document Number | 000A422314 |
| Instrument Date | Jun 27, 2019 |
| Instrument | A422314 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 HERBERT ST S, WATERVILLE, MN 56096-1318 |
| Document Number | 000A422315 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | A422315 |
| Name | FIRST CENTENNIAL MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 000A422314 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | A422314 |
| Name | FIRST CENTENNIAL MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LE SUEUR MN |
| Recording Date | Jul 10, 2019 |
| Property Address | 409 HERBERT ST S, WATERVILLE, MN 56096-1318 |
| Document Number | 000A422313 |
| Instrument Date | Jun 24, 2019 |
| Instrument | A422313 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2119 119TH STREET W, FARIBAULT, MN 55021 |
| Document Number | 000A422314 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | A422314 |
| Name | FIRST CENTENNIAL MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Le Sueur County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Le Sueur County |
| Municipality | Waterville City |
| Unified School District | Waterville-Elysian-Morristown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,042.00 Homeowner's exemption | $239,200 (+18.3%) Land $42,300 Building $196,900 | $239,200 (+18.3%) Land $42,300 Building $196,900 |
| 2025 | $3,042.00 (+31.46%) | ||
| 2023 | $2,314.00 Homeowner's exemption | $202,200 Land $34,300 Building $167,900 | $202,200 Land $34,300 Building $167,900 |
| 2022 | $2,314.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1983–2024) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Jun 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Midco Cable · Fixed Wireless in parts of the area | 1,250 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Netwave Broadband Fixed Wireless · not low latency | 125 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
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