409 Heartfield Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 409 Heartfield Dr, Chesapeake, VA 23322

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,877 sqft · built 2019
Lot Size0.031 acres (1,366 sqft)
Owner2 Individual Names on Record
Last Sale$460,000 (May 2026)
Tax Bill$4,276 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
May 2026 Sale & Mortgage
+ 1 more
APN0851005000950

Property Details

APN / Parcel Number

Primary APN0851005000950

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,877 sqft Living Area
1st Floor Area1,137 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area1,366 sqft
Garage TypeAttached
Garage Area260 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address409 HEARTFIELD DR
CityCHESAPEAKE
StateVA
Zip23322-4457
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePUD: PLANN
Legal DescriptionUNIT 3095 ABBEY HILL @ HICKORY MANOR CONDO PH 19
Legal SubdivisionABBY HILL AT HICKORY MANOR
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1082
Census Tract21004

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address409 HEARTFIELD DR, CHESAPEAKE, VA 23322-4457
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Bargain and Sale Deed, Transfer · Conventional Mortgage
CMG MORTGAGE INC
May 18, 2026Bargain and Sale Deed, Transfer · Conventional Mortgage
CMG MORTGAGE INC
May 26, 2020Warranty Deed, Transfer · FHA Mortgage
OVM FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 18, 2026 · Amount on Record
Deed SaleMay 18, 2026 · Amount on Record
Prior SaleMay 26, 2020 · Amount on Record
Deed Document Number202612638
Deed Book / Page10980 / 652
Record UpdatedOct 29, 2026

May 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMay 18, 2026
Property Address409 HEARTFIELD DR, CHESAPEAKE, VA 23322-4457
Document Number010980/652
Book / Page10980 / 652
Instrument DateMay 13, 2026
Instrument202612638
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$46,460.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address409 HEARTFIELD DR, CHESAPEAKE, VA 23322-4457

Mortgage

Document Number0000012639,
DateMay 18, 2026
Instrument202612639
Lender
NameCMG MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

May 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMay 18, 2026
Property Address409 HEARTFIELD DR, CHESAPEAKE, VA 23322-4457
Document Number0000012638
Book / Page10980 / 652
Instrument DateMay 13, 2026
Instrument202612638
Transaction TypeTransfer
Record UpdatedJun 2, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$46,460.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address409 HEARTFIELD DR, CHESAPEAKE, VA 23322-4457

Mortgage

Document Number0000012639,
DateMay 18, 2026
Instrument202612639
Lender
NameCMG MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMay 26, 2020
Property Address409 HEARTFIELD DR, CHESAPEAKE, VA 23322-4457
Document Number10154/988
Book / Page10154 / 988
Instrument DateMay 22, 2020
Instrument200016124
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 HEARTFIELD DR, CHESAPEAKE, VA 23322-4457

Mortgage

Document Number200016125
DateMay 26, 2020
Instrument200016125
Lender
NameOVM FINANCIAL INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$427,500 (+0.97%) Land $155,000 Building $272,500$427,500 (+0.97%) Land $155,000 Building $272,500
2025$4,276.00 (+2.49%)$423,400 (+5.59%) Land $145,000 Building $278,400$423,400 (+5.59%) Land $145,000 Building $278,400
2024$4,172.00
2023$401,000 (+1.85%) Land $145,000 Building $256,000$401,000 (+1.85%) Land $145,000 Building $256,000
2022$393,700 Land $145,000 Building $248,700$393,700 Land $145,000 Building $248,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 82 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies82 in force
Nearby Flood Claims3 (2005–2016)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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