409 Hayes Ave, La Junta, CO 81050 Property Records

Otero County property record for 409 Hayes Ave, La Junta, CO 81050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,312 sqft · built 1982
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$212,500 (May 2025)
Tax Bill	$720 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2023 Mortgage + 5 more
APN	`4643-033-11003`

Property Details

APN / Parcel Number

Primary APN	`4643-033-11003`
Alternative APN	`108297`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,312 sqft Living Area

Exterior

Year Built	Built 1982
Architectural Style	Split Level
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.16 acres)
Porch	Porch
Porch Area	222 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	108297
Street Address	409 HAYES AVE
City	LA JUNTA
State	CO
Zip	81050-1340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 20 & 21 BLK 10 LJ OHIOB842 P294-295; MS# 3653 BY MIS; RCPTN-524904 BL- LT- SEC- 3 TWN- 24 RNG- 55
Legal Range	55
Legal Township	24
Legal Section	03
Legal Subdivision	OHIO
Legal Block	10
Legal Lot Number	20,21 21
Jurisdiction	OTERO CO
Township / Civil Division	LA JUNTA
Census Block Group	4
Census Block	4071
Census Tract	968300

Owner

409 Hayes Ave is owned and occupied by an individual who bought it in May 2025.

Source: Otero County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	409 HAYES AVE, LA JUNTA, CO 81050-1340
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 21, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 9, 2022	Deed of Trust, Mortgage · Line of Credit THE STATE BANK
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 23, 2019	Deed of Trust, Mortgage · Line of Credit THE STATE BANK
Sep 25, 2019	Deed of Trust, Mortgage · Line of Credit THE STATE BANK
Mar 23, 2018	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2025 · Amount on File
Deed Sale	May 15, 2025 · Amount on File
Prior Sale	Mar 23, 2018 · Amount on File
Deed Document Number	674485
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO CO
Property Address	409 HAYES AVE, LA JUNTA, CO 81050-1340
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 HAYES AVE, LA JUNTA, CO 81050-1340

Mortgage

Document Number	0000676694
Date	Feb 24, 2026
Instrument	676694

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jun 1, 2055

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO CO
Property Address	409 HAYES AVE, LA JUNTA, CO 81050-1340
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 HAYES AVE, LA JUNTA, CO 81050-1340

Mortgage

Document Number	0000669158
Date	Jul 21, 2023
Instrument	669158

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO CO
Property Address	409 HAYES AVE, LA JUNTA, CO 81050-1340
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 HAYES AVE, LA JUNTA, CO 81050-1340

Mortgage

Document Number	0000665535
Date	Jun 9, 2022
Instrument	665535

Lender

Name	THE STATE BANK
Type	Bank
Address	LA JUNTA, CO 81050

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO CO
Property Address	409 HAYES AVE, LA JUNTA, CO 81050-1340
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	661809
Date	Jul 1, 2021
Instrument	661809

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO CO
Property Address	409 HAYES AVE, LA JUNTA, CO 81050-1340
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	656459
Date	Dec 23, 2019
Instrument	656459

Lender

Name	THE STATE BANK
Type	Bank
Address	LA JUNTA, CO 81050

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Dec 23, 2024

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO CO
Property Address	409 HAYES AVE, LA JUNTA, CO 81050-1340
Transaction Type	Mortgage
Record Updated	Oct 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	655716
Date	Sep 25, 2019
Instrument	655716

Lender

Name	THE STATE BANK
Type	Bank
Address	LA JUNTA, CO 81050

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 20, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTERO CO
Recording Date	Mar 23, 2018
Property Address	409 HAYES AVE, LA JUNTA, CO 81050-1340
Document Number	0000650921
Instrument Date	Mar 21, 2018
Instrument	650921
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1422 SAN JUAN AVE, LA JUNTA, CO 81050-2832

Mortgage

Document Number	0000650922
Date	Mar 23, 2018
Instrument	650922

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 409 Hayes Ave was $720.

Source: Otero County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Otero County
Municipality	La Junta City
Unified School District	East Otero School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$720.00	$10,246	$163,933
2023	$276.00 (-37.84%)	$4,145 (-37.11%) Land $352 Building $3,793	$116,859 Land $5,250 Building $111,609
2022	$444.00	$6,591 Land $365 Building $6,226
2021			$94,837 Land $5,250 Building $89,587

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 409 Hayes Ave; there have been 1 flood claim nearby since 1992.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Hayes Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LA JUNTA serves 8,320 people · EPA ID CO0145420
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SECOM Fixed Wireless · Fiber in parts of the area	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Viaero Wireless.

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