409 Hartmann Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 409 Hartmann Ln, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,318 sqft · built 1999
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Jul 2026)
Tax Bill	$5,157 (2025)
Deeds & Mortgages	Jul 2026 Sale Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-36-118-006-000`

Property Details

APN / Parcel Number

Primary APN	`07-36-118-006-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,318 sqft Living Area
1st Floor Area	1,318 sqft
Basement Area	1,318 sqft
Unfinished Basement	1,318 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Lot Area	16,117 sqft (0.37 acres)
Garage Area	584 sqft
Driveway	Concrete Driveway
Driveway Area	774 sqft
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	409 HARTMANN LN
City	WATERLOO
State	IL
Zip	62298-1858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 6 ROBRIKAS RUN
Legal Range	10W
Legal Township	02S
Legal Section	36
Legal Subdivision	ROBRIKAS RUN
Legal Lot Number	6
Jurisdiction	MONROE IL
Township / Civil Division	18
Census Block Group	4
Census Block	4016
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11251 COUNTY ROAD 5320, ROLLA, MO 65401-6705
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer ONE NATION TITLE, ONE REAL TITLE
Nov 12, 2025	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO
Apr 15, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Nov 12, 2025 · Amount on Record
Deed Document Number	2026443669
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jul 28, 2026
Property Address	409 HARTMANN LN, WATERLOO, IL 62298-1858
Document Number	0000443669
Instrument Date	Jul 9, 2026
Instrument	2026443669
Transaction Type	Transfer
Record Updated	Sep 3, 2026
Title Company	ONE NATION TITLE, ONE REAL TITLE

Transaction

Amount	Amount Recorded
Tax	$43,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11251 COUNTY ROAD 5320, ROLLA, MO 65401-6705
Investor	Possibly a Property Investor

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Nov 12, 2025
Property Address	409 HARTMANN LN, WATERLOO, IL 62298-1858
Document Number	0000440032
Instrument Date	Nov 5, 2025
Instrument	440032
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 HARTMANN LN, WATERLOO, IL 62298-1858

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 HARTMANN LN, WATERLOO, IL 62298-1858

Mortgage

Document Number	0000440033
Date	Nov 12, 2025
Instrument	440033

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.38%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Apr 15, 2021
Property Address	409 HARTMANN LN, WATERLOO, IL 62298-1858
Document Number	0000416447
Instrument Date	Apr 14, 2021
Instrument	416447
Transaction Type	Transfer
Record Updated	May 19, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 HARTMANN LN, WATERLOO, IL 62298-1858

Mortgage

Document Number	0000416448
Date	Apr 15, 2021
Instrument	416448

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,157.00 (+6.57%) Homeowner's exemption	$90,270 (+2.87%) Land $17,410 Building $72,860	$270,810 (+2.87%) Land $52,230 Building $218,580
2024	$4,839.00 Additional exemption filed	$87,751 (+31.74%) Land $16,908 Building $70,843	$263,253 (+31.74%) Land $50,724 Building $212,529
2022	Additional exemption filed	$66,610 Land $15,800 Building $50,810	$199,830 Land $47,400 Building $152,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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