409 Hart Dr, New Bern, NC 28560 Property Records

Craven County property record for 409 Hart Dr, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,476 sqft · built 1973
Lot Size	0.491 acres (21,372 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Mar 2019)
Tax Bill	$1,251 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-019-013`

Property Details

APN / Parcel Number

Primary APN	`7-019-013`
Alternative APN	`65846`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	1,476 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,372 sqft (0.491 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	65846
Street Address	409 HART DR
City	NEW BERN
State	NC
Zip	28560-6724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16 PINEHAVEN
Legal Subdivision	PLAN OF PINE HAVEN SECTION ONE REVISED
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	3
Census Block	3009
Census Tract	961002

Owner

409 Hart Dr is owned and occupied by two individuals who bought it in March 2019.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 HART DR, NEW BERN, NC 28560-6724
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Mar 8, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST CITIZEN B&T CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2019 · Amount on File
Deed Sale	Mar 8, 2019 · Amount on File
Deed Document Number	201910034743
Deed Book / Page	3563 / 951
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	409 HART DR, NEW BERN, NC 28560-6724
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3649/1869
Date	Jan 19, 2021
Book Page	3649/1869
Instrument	10068161

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 8, 2019
Property Address	409 HART DR, NEW BERN, NC 28560-6724
Document Number	3563/951
Book / Page	3563 / 951
Instrument Date	Jul 3, 2018
Instrument	10034743
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 HART DR, NEW BERN, NC 28560-6724

Mortgage

Document Number	003563/955
Date	Mar 8, 2019
Book Page	3563/955
Instrument	10034744

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 409 Hart Dr was $1,251.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,251.00	$253,730 (-) Land $38,000 Building $215,730	$253,730 (-) Land $38,000 Building $215,730
2025	$1,251.00	$253,730 Land $38,000 Building $215,730	$253,730 Land $38,000 Building $215,730
2023	$1,239.00 (+30.97%)	$253,730 (+67.45%) Land $38,000 Building $215,730	$253,730 Land $38,000 Building $215,730
2022	$946.00	$151,530 Land $38,000 Building $113,530
2018			$151,530 Land $38,000 Building $113,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Hart Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1999–2022)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2022 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Hart Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hart Dr

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