Le Sueur County property record for 409 Harmon St W, Waterville, MN 56096
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,128 sqft · built 1900 |
| Lot Size | 0.509 acres (22,176 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,044 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 24.450.0550 |
| Primary APN | 24.450.0550 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,128 sqft Living Area |
| Gross Area | 552 sqft |
| 1st Floor Area | 856 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 22,176 sqft (0.509 acres) |
| Lot Dimensions | 224 ft deep x 99 ft wide |
| Porch | Slab |
| Porch Area | 65 sqft |
| Deck Area | 288 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 409 HARMON ST W |
|---|---|
| City | WATERVILLE |
| State | MN |
| Zip | 56096-1314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROWN ADDN BLOCK-009 LOT 1 & N 1/2 OF LOT 4 |
| Legal Subdivision | BROWN ADDN |
| Legal Block | 9 |
| Legal Lot Number | 1,4 |
| Jurisdiction | LE SUEUR MN |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 4 |
| Census Block | 4032 |
| Census Tract | 950400 |
Source: Le Sueur County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 HARMON ST W, WATERVILLE, MN 56096-1314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 10, 2024 |
| Transfer Doc | 0000455932 |
| Record Updated | Oct 29, 2026 |
Source: Le Sueur County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Le Sueur County |
| Municipality | Waterville City |
| Unified School District | Waterville-Elysian-Morristown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,044.00 Homeowner's exemption | $173,100 (+12.99%) Land $49,200 Building $123,900 | $173,100 (+12.99%) Land $49,200 Building $123,900 |
| 2025 | $2,044.00 (+20.66%) | ||
| 2023 | $1,694.00 Homeowner's exemption | $153,200 Land $41,200 Building $112,000 | $153,200 Land $41,200 Building $112,000 |
| 2022 | $1,694.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1983–2024) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Jun 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Midco Cable · Fixed Wireless in parts of the area | 1,250 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Netwave Broadband Fixed Wireless · not low latency | 125 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
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