409 Hardin Dr, Gaffney, SC 29340 Property Records

Cherokee County property record for 409 Hardin Dr, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	1,536 sqft · built 2013
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$216,000 (Dec 2024)
Tax Bill	$5,285 (2025)
Deeds & Mortgages	Dec 2023 Sale Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003821-23-3`

Property Details

APN / Parcel Number

Primary APN	`003821-23-3`
Alternative APNs	`0991200071000 60096589` `099-12-00-071.000` `003929223`

Interior

Stories	1 Story
Building Area	1,536 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Lot Area	12,632 sqft (0.29 acres)
Porch	Slab

Location & Zoning

Street Address	409 HARDIN DR
City	GAFFNEY
State	SC
Zip	29340-4325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	HARDIN DR LT#16 0.29AC
Legal Subdivision	HARDIN DR
Legal Tract	118
Legal Lot Number	16
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	3
Census Block	3007
Census Tract	970502

Owner

Source: Cherokee County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 HARDIN DR, GAFFNEY, SC 29340-4325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Distribution, Transfer
Apr 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FRANKLIN FIN'L
Nov 6, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2024 · Amount on Record
Deed Sale	Dec 11, 2024 · Amount on Record
Prior Sale	Feb 14, 2024 · Amount on Record
Deed Document Number	20246047
Deed Book / Page	179 / 540
Last Transfer Date	Jan 28, 2025
Transfer Doc	0001802224
Record Updated	Sep 20, 2026

December 2023: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	CHEROKEE SC
Recording Date	Dec 11, 2023
Property Address	409 HARDIN DR # 16, 16, GAFFNEY, SC 29340-4325
Document Number	0001671440
Book / Page	167 / 1440
Map Reference	MB 4-X PG 166
Instrument Date	Dec 6, 2023
Instrument	2023-6958
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 YOUNG GROVE RD, BLACKSBURG, SC 29702-7627

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	409 HARDIN DR # 16, 16, GAFFNEY, SC 29340-4325
Document Number	0001340914
Instrument Date	Apr 24, 2021
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 HARDIN DR GAFFNEY SC 293404325, GAFFNEY, SC 29340-4325

Mortgage

Document Number	0001340914
Date	May 6, 2021
Book Page	000134/000914
Instrument	2728

Lender

Name	FIRST FRANKLIN FIN'L
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Nov 6, 2018
Property Address	409 HARDIN DR # 16, 16, GAFFNEY, SC 29340-4325
Document Number	0001072731
Book / Page	000107 / 002731
Instrument Date	Nov 6, 2018
Instrument	5451
Transaction Type	Transfer
Record Updated	Nov 29, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 HARDIN DR GAFFNEY SC 293404325, GAFFNEY, SC 29340-4325

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,285.00 (+203.91%)	$12,740 (+190.21%) Land $1,500 Building $11,240	$212,300 (+188.84%) Land $25,000 Building $187,300
2023	$1,739.00	$4,390 Land $480 Building $3,910	$73,500 Land $8,000 Building $65,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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