409 Harder Rd, Hayward, CA 94544 Property Records

Alameda County property record for 409 Harder Rd, Hayward, CA 94544

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,070 sqft · built 1952
Lot Size0.124 acres (5,400 sqft)
Owner2 Company Names on Record
Tax Bill$3,327 (2025)
Deeds & MortgagesJan 2026 Transfer
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN452-12-11

Property Details

APN / Parcel Number

Primary APN452-12-11
Alternative APN
  • 452-0012-011-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,070 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1967
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,400 sqft (0.124 acres)
Lot Dimensions90 ft deep x 60 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address409 HARDER RD
CityHAYWARD
StateCA
Zip94544-2870
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00011 BLK: 0001 TR: 1054
Legal SubdivisionTR 1054
Legal Tract1054
Legal Block1
Legal Lot Number11
JurisdictionALAMEDA CA
Township / Civil DivisionHAYWARD
Census Block Group3
Census Block3002
Census Tract437800

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address409 HARDER RD, HAYWARD, CA 94544-2870
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Intrafamily Transfer, Transfer
Oct 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
CHABOT FCU
May 15, 2018Deed of Trust, Mortgage · Line of Credit
CHABOT FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 15, 2026
Transfer Doc0000007083
Record UpdatedSep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALAMEDA CA
Recording DateJan 20, 2026
Property Address409 HARDER RD, HAYWARD, CA 94544-2870
Document Number0000007083
Map ReferenceMB 31 PG 62 & 63
Instrument DateJan 15, 2026
Instrument2026007083
Transaction TypeTransfer
Record UpdatedFeb 23, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 HARDER RD, HAYWARD, CA 94544-2870

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address409 HARDER RD, HAYWARD, CA 94544-2870
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000207607
DateOct 14, 2019
Instrument2019207607
Lender
NameCHABOT FCU
TypeCredit Union
AddressDUBLIN, CA 94568
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2034

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address409 HARDER RD, HAYWARD, CA 94544-2870
Document Number0000103732
Instrument DateMay 15, 2018
Transaction TypeMortgage
Record UpdatedJun 22, 2018
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 HARDER RD HAYWARD CA 945442870, HAYWARD, CA 94544-2870

Mortgage

Document Number0000103732
DateMay 24, 2018
Instrument103732
Lender
NameCHABOT FCU
TypeCredit Union
AddressDUBLIN, CA 94568-2788
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 23, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityHayward City
Unified School DistrictHayward Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$256,648 (-0.71%) Land $114,842 Building $148,806
2025$3,327.00 (+2.46%) Homeowner's exemption$258,478 (+4.04%) Land $112,590 Building $145,888
2023$3,247.00 Homeowner's exemption$248,443 Land $108,219 Building $140,224$742,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Nearby Flood Policies47 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAYWARD
serves 162,954 people · EPA ID CA0110006
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
RobinsonHSS
Fixed Wireless
1,000 / 1,000
Unwired
Fixed Wireless
300 / 25

May also be available: GeoLinks, Sonic Telecom, Tekify Fiber & Wireless, Verizon.

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