409 Hannah St, Roscommon, MI 48653 Property Records

Roscommon County property record for 409 Hannah St, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,378 sqft · built 1996
Lot Size	0.343 acres (14,946 sqft)
Owner	Individual Name on Record
Last Sale	$68,100 (May 2018)
Tax Bill	$1,620 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055-800-075-0000`

Property Details

APN / Parcel Number

Primary APN	`055-800-075-0000`

Interior

Full Baths	2 Baths
Building Area	1,378 sqft Building Perimeter
1st Floor Area	1,378 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	14,946 sqft (0.343 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	409 HANNAH ST
City	ROSCOMMON
State	MI
Zip	48653-8311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-896 P-626 (L-727 P-286-287) 242 409 HANNAH ST LOT 75 WILDWOOD ACRES.
Legal Subdivision	WILDWOOD ACRE
Legal Lot Number	75
Jurisdiction	ROSCOMMON MI
Township / Civil Division	HIGGINS
Census Block Group	1
Census Block	1025
Census Tract	970300

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2186 HILLIS DR, ROSCOMMON, MI 48653-9466
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 22, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 29, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOAN INC
May 29, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2018 · Amount on Record
Deed Sale	May 29, 2018 · Amount on Record
Deed Document Number	2018407
Deed Book / Page	1166 / 119
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Recording Date	Jun 22, 2026
Property Address	409 HANNAH ST, ROSCOMMON, MI 48653-8311
Document Number	0000004322
Book / Page	1193 / 2117
Instrument Date	Jun 14, 2026
Instrument	20264322
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 HANNAH ST, ROSCOMMON, MI 48653-8311

Mortgage

Document Number	0000004322,
Date	Jun 22, 2026
Book Page	1193/2117
Instrument	20264322

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2056

Interest

Rate	6.36%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	409 HANNAH ST, ROSCOMMON, MI 48653-8311
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001177/606
Date	Jun 22, 2021
Book Page	1177/606
Instrument	202100005837

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jul 1, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	409 HANNAH ST, ROSCOMMON, MI 48653-8311
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001166/0000000120
Date	May 29, 2018
Book Page	0000001166/0000000120
Instrument	2.0180000407

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	May 29, 2018
Property Address	409 HANNAH ST, ROSCOMMON, MI 48653-8311
Document Number	1166/119
Book / Page	1166 / 119
Instrument Date	May 17, 2018
Instrument	2.0180000407
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3766 W OAKLAND TRL, ROSCOMMON, MI 48653-9759

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Higgins Township
Municipality	Roscommon Village
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,600 (+12.11%)	$135,200 (+12.11%)
2025	$1,620.00
2023		$60,300	$120,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 86% of Michigan
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ROSCOMMON serves 1,075 people · EPA ID MI0005810
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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