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409 Hammond Ave, Bradley Beach, NJ 07720 Property Records

Monmouth County and Bradley Beach Borough property record for 409 Hammond Ave, Bradley Beach, NJ 07720

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,105 sqft · built 2022
Lot Size0.176 acres (7,649 sqft)
Owner2 Individual Names on File
Last Sale$435,000 (Jul 2011)
Tax Bill$15,001 (2025)
Deeds & MortgagesDec 2021 Construction Loan
Flood ZoneZone X (minimal risk)
APN08-00057-0000-00016

Property Details

APN / Parcel Number

Primary APN08-00057-0000-00016
Alternative APNs
  • 080005700016
  • 28

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area3,105 sqft Living Area
1st Floor Area1,217 sqft
Basement Area1,172 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area7,649 sqft (0.176 acres)
Lot Dimensions153 ft deep x 50 ft wide
Garage TypeAttached
Garage Area598 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number28
Street Address409 HAMMOND AVE
CityBRADLEY BEACH
StateNJ
Zip07720-1227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF05
Legal SubdivisionBOROUGH/BRADLEY BEACH
Legal Block57
Legal Lot Number16
JurisdictionMONMOUTH NJ
Township / Civil DivisionBRADLEY BEACH
Census Block Group2
Census Block2007
Census Tract808201

Owner

409 Hammond Ave is owned and occupied by two individuals who bought it in July 2011.

Source: Monmouth County and Bradley Beach Borough records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address409 HAMMOND AVE, BRADLEY BEACH, NJ 07720-1227
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2011 · Amount on File
Deed SaleJul 19, 2011 · Amount on File
Deed Document Number201164954
Deed Book / Page8899 / 4361
Prior Transfer DateFeb 14, 2011
Prior Transfer Doc0088787878
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address409 HAMMOND AVE, BRADLEY BEACH, NJ 07720-1227
Transaction TypeMortgage
Record UpdatedJan 13, 2022
Title CompanyABLE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 MARTINGALE LN, ANDOVER, MA 01810-2571

Mortgage

Document Number0095656222
DateDec 16, 2021
Book Page9565/6222
Instrument2021179546
Lender
NameSANTANDER BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term373 Months
DueJan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 409 Hammond Ave was $15,001, up 2.7% from the year before.

Source: Monmouth County and Bradley Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityBradley Beach Borough
Unified School DistrictBradley Beach Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,787,800 (+5.47%) Land $715,300 Building $1,072,500$1,787,800 (+5.47%) Land $715,300 Building $1,072,500
2025$15,001.00 (+2.66%)$1,695,000 Land $636,800 Building $1,058,200$1,695,000 Land $636,800 Building $1,058,200
2024$14,612.00
2023$1,445,500 Land $560,200 Building $885,300$1,445,500 Land $560,200 Building $885,300
2022$5,856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Hammond Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 Hammond Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Xfinity.

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