Jefferson County property record for 409 Half Moon Bend, Birmingham, AL 35206
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,600 sqft · built 1975 |
| Lot Size | 0.359 acres (15,642 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $117,000 (Mar 2003) |
| Tax Bill | $1,298 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Oct 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-00-07-2-001-031.000 |
| Primary APN | 24-00-07-2-001-031.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| Gross Area | 2,440 sqft |
| 1st Floor Area | 1,600 sqft |
| Basement Area | 840 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,642 sqft (0.359 acres) |
| Lot Dimensions | 158 ft deep x 99 ft wide |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 346184 |
|---|---|
| Street Address | 409 HALF MOON BND |
| City | BIRMINGHAM |
| State | AL |
| Zip | 35206-3020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | I3 |
| Legal Description | LOT 9 BLK 4 AWTREY & SCOTT ADD TO SHADYWOOD 2ND SECTOR |
| Legal Range | 01W |
| Legal Township | 17S |
| Legal Section | 07 |
| Legal Subdivision | AWTREY & SCOTT-SH 24-7-2 |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 12602 |
Source: Jefferson County records · APN 24-00-07-2-001-031.000
Assessment roll updated March 16, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 HALF MOON BND, BIRMINGHAM, AL 35206-3020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 04, 2026 | Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Oct 16, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Mar 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 11, 2003 · Amount on Record |
| Deed Sale | Mar 11, 2003 · Amount on Record |
| Deed Book / Page | 200304 / 342 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Aug 04, 2026 |
| Property Address | 409 HALF MOON BND, BIRMINGHAM, AL 35206-3020 |
| Document Number | 0000072000 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202672000 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | FEDERAL TITLE, NAVY FEDERAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 409 HALF MOON BND, BIRMINGHAM, AL 35206-3020 |
| Document Number | 0000072000, |
|---|---|
| Date | Aug 04, 2026 |
| Instrument | 202672000 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2056 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 409 HALF MOON BND, BIRMINGHAM, AL 35206-3020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2023 |
| Name | Verified Name |
|---|---|
| Address | 409 HALF MOON BND, BIRMINGHAM, AL 35206-3020 |
| Document Number | 0000093109 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 2023093109 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 409 HALF MOON BND, BIRMINGHAM, AL 35206-3020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 409 HALF MOON BND, BIRMINGHAM, AL 35206-3020 |
| Document Number | 2021036694 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 2021036694 |
| Name | CITIBANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2036 |
Source: Jefferson County records · Assessment roll updated March 16, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Birmingham City |
| County | Jefferson County |
| Unified School District | Birmingham City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,298.00 (+26.63%) Homeowner's exemption | $18,900 (-) | $189,000 (-) Land $38,000 Building $151,000 |
| 2023 | $18,900 Land $3,800 Building $15,100 | $189,000 Land $38,000 Building $151,000 | |
| 2022 | $1,025.00 |
Source: FEMA National Flood Hazard Layer as of March 13, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 48% of the US · above 56% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 105 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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