409 Hain Rd, Sinking Spring (Reading), PA 19608 Property Records

Berks County property record for 409 Hain Rd, Sinking Spring, PA 19608

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,131 sqft · built 1958
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Nov 2023)
Tax Bill	$2,331 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4385-12-76-5754`

Property Details

APN / Parcel Number

Primary APN	`4385-12-76-5754`
Alternative APNs	`39-4385-12-76-5754` `39107240` `107240`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,131 sqft Living Area
1st Floor Area	1,131 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	60,113 sqft
View / Lot	Neighborhood
Garage Type	Attached

Exterior Amenities

Porch	Open Frame Porch
Deck Area	Deck Area
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	39107240
Street Address	409 HAIN RD
City	READING
State	PA
Zip	19608-9126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	76
Jurisdiction	BERKS PA
Township / Civil Division	CUMRU
Census Block Group	3
Census Block	3016
Census Tract	11602

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	219 S 11TH ST, AKRON, PA 17501-1511
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Nov 22, 2023	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2023 · Amount on Record
Deed Sale	Nov 22, 2023 · Amount on Record
Prior Sale	Sep 7, 2007 · Amount on Record
Deed Document Number	202334548
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	409 HAIN RD, READING, PA 19608-9126
Transaction Type	Mortgage
Record Updated	Dec 26, 2025
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 S 11TH ST, AKRON, PA 17501-1511

Mortgage

Document Number	0000039303
Date	Dec 15, 2025
Instrument	2025039303

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company
Address	2100 W PLEASANT GROVE BLVD STE 100, PLEASANT GROVE, UT 84062

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Nov 22, 2023
Property Address	409 HAIN RD, SINKING SPRING, PA 19608-9126
Document Number	0000034548
Instrument Date	Nov 17, 2023
Instrument	2023034548
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	REGAL ABSTRACT LANCASTER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	219 S 11TH ST, AKRON, PA 17501-1511

Mortgage

Document Number	0000034549
Date	Nov 22, 2023
Instrument	2023034549

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12.2%
Max Rate	12.2%

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Cumru Township
Unified School District	Governor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,331.00 (+24.85%)	$117,400 (-) Land $46,700 Building $70,700	$46,700 (-60.22%) Land $46,700
2024	$1,867.00 (-64.44%)	$117,400 (-) Land $46,700 Building $70,700
2023	$5,250.00 Homeowner's exemption	$117,400 Land $46,700 Building $70,700
1994			$117,400 Land $46,700 Building $70,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2001–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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