New Hanover County property record for 409 H Ave, Kure Beach, NC 28449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 1991 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Individual Name on File |
| Last Sale | $321,000 (Aug 2019) |
| Tax Bill | $3,367 (2025) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage Apr 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | R09217-023-020-000 |
| Primary APN | R09217-023-020-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Finished Basement | 1,120 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Foundation Type | Pile |
| Roof Material | Composition Shingle |
| Lot Area | 5,009 sqft (0.115 acres) |
| Terrain | Low |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 72 sqft |
| Patio Area | 1,272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 409 H AVE |
|---|---|
| City | KURE BEACH |
| State | NC |
| Zip | 28449-3834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-2,RESID |
| Legal Description | LOT 12 BLK 42 KURE BEACH |
| Legal Subdivision | KURE BEACH TOWN OF |
| Legal Block | 42 |
| Legal Lot Number | 12 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | FEDERAL POINT |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 12203 |
409 H Ave is owned by an individual who bought it in August 2019.
Source: New Hanover County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7824 HAYMARKET LN, RALEIGH, NC 27615-5441 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2019 | Warranty Deed, Transfer · Conventional with PMI ALPHA MTG CORP |
| Apr 16, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2019 · Amount on File |
| Deed Sale | Aug 28, 2019 · Amount on File |
| Prior Sale | May 1, 1987 · Amount on File |
| Deed Document Number | 201927566 |
| Deed Book / Page | 6242 / 425 |
| Prior Transfer Date | Jun 19, 2007 |
| Prior Transfer Doc | 00520000840 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Aug 28, 2019 |
| Property Address | 409 H AVE, KURE BEACH, NC 28449-3834 |
| Document Number | 0062420425 |
| Book / Page | 006242 / 000425 |
| Instrument Date | Aug 19, 2019 |
| Instrument | 27566 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $642.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7824 HAYMARKET LN RALEIGH NC 276155441, RALEIGH, NC 27615-5441 |
| Document Number | 62420428 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 006242/000428 |
| Instrument | 27567 |
| Name | ALPHA MTG CORP |
|---|---|
| Address | WILMINGTON, NC 28403 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Apr 16, 2019 |
| Property Address | 409 H AVE, KURE BEACH, NC 28449-3834 |
| Document Number | 0062081395 |
| Book / Page | 006208 / 001395 |
| Instrument Date | Apr 11, 2019 |
| Instrument | 10920 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2761 HWY 22 ROBBINS NC 27325, ROBBINS, NC 27325 |
The 2025 property tax bill for 409 H Ave was $3,367, up 14% from the year before.
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Municipality | Kure Beach Town |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $704,400 (-) Land $365,000 Building $339,400 | $704,400 (-) Land $365,000 Building $339,400 | |
| 2025 | $3,367.00 (+13.98%) | $704,400 Land $365,000 Building $339,400 | $704,400 Land $365,000 Building $339,400 |
| 2024 | $2,954.00 (+3.4%) | ||
| 2023 | $2,857.00 (-0.7%) | $399,200 Land $200,000 Building $199,200 | $399,200 Land $200,000 Building $199,200 |
| 2022 | $2,877.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 H Ave in Zone X, an area of minimal flood risk, though there have been 455 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 237 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 504 units insured incl. 267 condo units |
| Nearby Flood Claims | 455 (1984–2025) |
| Claims Outside the SFHA | 327 of 455 |
| Most Recent Claim | Aug 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 H Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KURE BEACH WATER SYSTEM serves 5,484 people · EPA ID NC0465025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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