409 Groves St, Lowell, NC 28098 Property Records

Gaston County property record for 409 Groves St, Lowell, NC 28098

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,020 sqft · built 1946
Lot Size	0.29 acres (12,632 sqft)
Owner	Company Name on File
Last Sale	$36,000 (Sep 2004)
Tax Bill	$1,127 (2026)
Deeds & Mortgages	May 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`05011 06700`

Property Details

APN / Parcel Number

Primary APN	`05011 06700`
Alternative APN	`128368`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,020 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	12,632 sqft (0.29 acres)
Porch	Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	409 GROVES ST
City	LOWELL
State	NC
Zip	28098-1536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PB 009 311 BLK 00 L P/B-C 05 011 067 00 000
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	2
Census Block	2018
Census Tract	31304

Owner

409 Groves St is owned by a company that bought it in September 2004.

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 1505, BELMONT, NC 28012-1505
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2004 · Amount on File
Deed Sale	Sep 20, 2004 · Amount on File
Prior Sale	Jul 19, 2004 · Amount on File
Deed Book / Page	4064 / 187
Prior Transfer Date	Jun 29, 2004
Prior Transfer Doc	0040440757
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	May 5, 2021
Property Address	409 GROVES ST, LOWELL, NC 28098-1536
Document Number	0052250124
Book / Page	5225 / 124
Map Reference	MB 9 PG 311
Instrument Date	May 3, 2021
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 GARRISON DR, 120, BELMONT, NC 28012-3204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 GARRISON DR, BELMONT, NC 28012-3204

Mortgage

Document Number	52250129
Date	May 5, 2021
Instrument	5225/0129

Lender

Name	LOAN FUNDER LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 409 Groves St was $1,127.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Lowell City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,127.00	$105,460 (-) Land $22,000 Building $83,460
2025	$1,127.00	$105,460 Land $22,000 Building $83,460
2023	$1,249.00	$105,460 Land $22,000 Building $83,460
2021			$68,660 Land $17,000 Building $51,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Groves St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Groves St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOWELL serves 3,837 people · EPA ID NC0136060
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20