409 Griffith Ln, Chesterfield, MO 63005 Property Records

St. Louis County property record for 409 Griffith Ln, Chesterfield, MO 63005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,916 sqft · built 2014
Lot Size	1.32 acres (57,630 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,753 (2025)
Deeds & Mortgages	Jun 2026 Sale Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19T-43-0194`

Property Details

APN / Parcel Number

Primary APN	`19T-43-0194`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,916 sqft Living Area
Gross Area	3,608 sqft
1st Floor Area	2,916 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	57,630 sqft (1.32 acres)
Lot Dimensions	234 ft deep x 257 ft wide
View / Lot	Highway
Garage Type	Attached
Garage Area	692 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	409 GRIFFITH LN
City	CHESTERFIELD
State	MO
Zip	63005-4503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105E-1AC
Legal Description	HOBBIT HOLLOW LOT 1
Legal Subdivision	HOBBIT HOLLOW
Legal Lot Number	1
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	2
Census Block	2000
Census Tract	221629

Owner

Source: St. Louis County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 GRIFFITH LN, CHESTERFIELD, MO 63005-4503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 20, 2018	Deed of Trust, Mortgage · Line of Credit MIDWEST BANKCENTRE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2026
Deed Sale	Jun 5, 2026
Prior Sale	May 9, 2014 · Amount on Record
Deed Document Number	2026220
Prior Transfer Date	May 5, 2014
Prior Transfer Doc	0210001912
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 5, 2026
Property Address	409 GRIFFITH LN, CHESTERFIELD, MO 63005-4503
Document Number	0000000220
Instrument Date	Jun 3, 2026
Instrument	2026220
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 GRIFFITH LN, CHESTERFIELD, MO 63005-4503

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	409 GRIFFITH LN, CHESTERFIELD, MO 63005-4503
Document Number	0228782807
Book / Page	022878 / 002807
Instrument Date	Jan 20, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2018
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 GRIFFITH LN CHESTERFIELD MO 630054503, CHESTERFIELD, MO 63005-4503

Mortgage

Document Number	0228782807
Date	Jan 30, 2018
Book Page	022878/002807
Instrument	613

Lender

Name	MIDWEST BANKCENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,753.00 (+0.16%)	$167,130 (+36.14%) Land $32,700 Building $134,430	$879,600 (+36.14%) Land $172,100 Building $707,500
2024	$8,739.00 (+2.65%)
2023	$8,513.00 (+19.72%)	$122,760 (+28.3%) Land $25,160 Building $97,600	$646,100 (+28.3%) Land $132,400 Building $513,700
2022	$7,111.00	$95,680 Land $13,830 Building $81,850
2021			$503,600 Land $72,800 Building $430,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	215 (1993–2015)
Claims Outside the SFHA	180 of 215
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims Severe Storms & Flooding, Oct 1993 · 209 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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